

Luke Hamlett
Sr. Loan Officer

Highlands Residential Mortgage is a locally owned and operated mortgage bank offering a wide variety of loan programs. We process, underwrite, and close our loans in-house to ensure a smooth, reliable experience from start to finish.
We tak... Show More
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Prompt attention. I feel he made the process easier than past transactions.
Reply from Luke Hamlett
August 13th, 2026 12:37 PM
I'm pleased to hear that you felt the process was easier this time, Pamela. Your feedback about my prompt attention is greatly appreciated. If you need anything else, please feel free to reach out.
Luke was pleasant to talk to, just very hard to get a hold of when I needed to.
Reply from Luke Hamlett
August 12th, 2026 01:08 PM
Thank you for your feedback, Austin. I'm sorry to hear that you had difficulty reaching me when needed. Please reach out to me directly so we can address any remaining concerns or questions you have.
He delivered on what he said he was going to do. He was easy to communicate with and that's something I look for.
Reply from Luke Hamlett
August 7th, 2026 03:26 PM
Thank you, Cris!! It was an absolute pleasure working with you. Cyndi and I both said it was like we had already been working together for years. Looking forward to the next one!
Luke made the entire process as smooth and stress-free as possible. From the beginning, he was extremely competitive on rates and loan options, but what really set him apart was that he looked at the mortgage as part of my overall financial...
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Reply from Luke Hamlett
August 7th, 2026 11:16 PM
Thank you so much for your incredibly kind words. Reviews like this mean the world to me.My goal has always been to help my clients make the best long-term financial decisions, not just get a loan to the closing table. Knowing you felt informed,...
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We love the Highlands Mortgage team! Luke made the process educational and easy to navigate. We are extremely happy with our choice to go with this team.
Reply from Owner
August 7th, 2026 02:59 PM
We were incredibly honored to assist you with your home financing. You and Brooke made this process easy. you were both quick to respond, provide documents, and made timely decisions. Please don't ever hesitate to reach out with any questions...
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Luke and Cyndi were extremely wonderful to work with! They led with education and made the process as seemless as possible. I could not have asked for a better team. My wife and I were intimidated by this process coming in, but the Highlands...
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Reply from Luke Hamlett
August 4th, 2026 07:13 PM
Thank you for sharing your experience, Matthew. I'm glad that Cyndi and I could make the process educational and seamless for you and your wife. It's wonderful to hear that you're enjoying your new home. If you have any further questions or...
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The transactino went smothly
Reply from Luke Hamlett
July 30th, 2026 05:36 PM
I'm glad to hear that the transaction went smoothly, Rebecca. If there's anything else you need or any questions you have, please feel free to reach out.
Luke was so helpful in working quickly and explaining everything to us as first time homeowners! I never felt like a burden or inconveneince even though I had plenty of questions. He also gave us great advice!
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Reply from Luke Hamlett
July 29th, 2026 01:50 PM
I'm pleased to hear that my assistance was helpful to you, Brooke, especially as first-time homeowners. It's important to me that you felt comfortable asking questions and found the advice valuable. If there's anything else you need, please...
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I appreciate how accessible Luke was, and how he kept in touch with me as the buyers' agent throughout the entire process. Thank you, Luke!
Reply from Luke Hamlett
July 29th, 2026 04:13 PM
I'm thankful for your kind words, Stacey. It's important to me to stay accessible and maintain good communication throughout the process. If there's anything else you need, please feel free to reach out.
Luke and Cyndi Hamlett at Highlands Mortgage are incredible to work with. They made the entire process so efficient and pleasant. Their communication and promptness were excellent! I highly recommend working with them.
Reply from Owner
August 7th, 2026 11:18 PM
Thank you so much for the kind words and recommendation! Cyndi and I truly appreciate your trust and are so glad we could make the process smooth and enjoyable. It was a pleasure working with you!
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About
Highlands Residential Mortgage is a locally owned and operated mortgage bank offering a wide variety of loan programs. We process, underwrite, and close our loans in-house to ensure a smooth, reliable experience from start to finish.
We take pride in our expertise and integrity, and we’re committed to serving you at the highest level.
No matter the time of day, we're here to guide you through your home-buying journey. We'll help you navigate your financing options to find the most cost-effective solution tailored to your unique needs.
With over 20 years of mortgage experience, I have a true passion for helping clients improve their financial position, ensuring that by the time we close, you’re in a better place than when we started.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Residential mortgage financing
Purchase loans
Refinance loans
Construction and renovation loans
Home equity loans
Bank statement loans
Investor loans / DSCR
Mortgage Lending
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Positions
- Highlands Residential Mortgage - SR. Loan OfficerApr 4, 2023 - Current
Memberships
- Richardson Chamber of Commerce
- McKinney Downtown Networking Group
- Allen Fairview Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2006
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 231048
Gallery

Awards
Achievements
- Best in D 2021
- Best in D 2022
- Best in D 2023
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Hobbies
- Traveling
- Cruising
- Investing
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