

Luella Hughes, Ruoff Mortgage
Senior Loan Officer | NMLS# 284787 | Ruoff Mortgag...

Additional Licenses: NMLS# 284787 | OH - MLO.036068.002.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a...... Show More
Location & Business Hours
Business Hours
Tues
7 AM to 8 PM
Wed
7 AM to 8 PM(Open now)
Thu
7 AM to 8 PM
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Reviews from Web
Best of the best. A blessing to all you know her.
Working with Luella was truly one of the best experiences I’ve ever had. Buying a home can be stressful and overwhelming, but she made the entire process smooth, easy to understand, and surprisingly enjoyable.She was always available to answer...
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Working with Luella was truly one of the best experiences I’ve ever had. Buying a home can be stressful and overwhelming, but she made the entire process smooth, easy to understand, and surprisingly enjoyable.She was always available to answer...
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I was forced to refinance as the result of a divorce. Although this was an extremely stressful endeavor, Luella consistently put me at ease and made the entire process way easier to navigate. She was extremely knowledgeable about the entire...
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Reply from Luella Hughes, Ruoff Mortgage
March 25th, 2026 12:55 PM
Navigating refinancing can indeed be challenging, especially under stressful circumstances like a divorce. I'm glad I could provide some relief and guidance throughout the process, Brian. Helping you tackle the obstacles and ensuring things...
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Great experience with support .
Reply from Luella Hughes, Ruoff Mortgage
March 25th, 2026 12:56 PM
Thank you so much, Carrie. Your feedback on the support is greatly appreciated! If there's anything else you need or any questions you have, feel free to reach out anytime.
Luellla was absolutely amazing. She has been so patient with me from when I wanted to start this process a year ago until when I knew it was right for my family and I to go forward. She would call or text me anytime she had information, let...
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Reply from Owner
March 25th, 2026 12:16 PM
I really appreciate your kind words, Adrianna!! Being there for you from the start and ensuring everything was clear throughout the process was absolutely my pleasure. It's rewarding to hear that you and your family are happy with everything....
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Luellla was absolutely amazing. She has been so patient with me from when I wanted to start this process a year ago until when I knew it was right for my family and I to go forward. She would call or text me anytime she had information, let...
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Reply from Luella Hughes, Ruoff Mortgage
November 21st, 2025 04:07 PM
It's great to hear about your positive experience, Adrianna. I enjoyed working with you throughout the process and am glad I could be there from the start. Keeping you informed and ensuring you understood every step was important to me, and...
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Luella is the best there is!! She makes the entire home buying process as easy as possible and answers any questions you may have! She keeps you up to date the whole way through and her kindness and understanding is the cherry on top! Love...
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Reply from Owner
March 25th, 2026 12:21 PM
Thank you so much, Harley! I had wonderful time working with you. I know how long you waited and how hard you worked to purchase your home. You deserve it all! Enjoy, and if I can ever help in the future, please reach out.
Luella is the best there is! She kept me up to date consistently, answered every silly question I had, guided me through the entire process, and made everything as simple as she possibly could! I absolutely could not have done this without...
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Reply from Luella Hughes
October 20th, 2025 06:30 PM
I truly appreciate your kind words, Harley. It was my pleasure to guide you through the process and keep you informed every step of the way. I'm glad that I could assist in making things simpler and help ease any anxieties. Your recommendation...
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Everything.
Reply from Luella Hughes, Ruoff Mortgage
March 25th, 2026 12:28 PM
Thank you both so much! It was pleasure working with you.
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About
Additional Licenses: NMLS# 284787 | OH - MLO.036068.002.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Medical Professional Mortgages
Fixed Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
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Addresses and Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 284787
- OH - MLO.036068.002
Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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