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Guild Mortgage - Lu Beltran
Senior Loan Officer | NMLS# 244787


Fresno Pacific University
I have over 25 years experience in the mortgage industry. I'm very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not on... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reply from Guild Mortgage - Lu Beltran
March 17th, 2026 02:08 PM
Don, it was a pleasure working with you. Sending good vibes to your seller as he embarks on the next chapter of his life!
Guild Mortgage - Lu Beltran has received a review with 5 star rating from Ruben R
Reply from Owner
March 18th, 2026 07:19 AM
Thank you!
It was great. I would refer to anybody.
Reply from Guild Mortgage - Lu Beltran
March 17th, 2026 02:09 PM
Ruben, I'm pleased to hear that you had a positive experience. Your willingness to refer me to others is genuinely appreciated. Thank you for choosing team Beltran at Guild Mortgage!
Lu :Thanks for yor help we are so pleased with you that me and my wife are already planing to buy another house with your assistance.
Thanks so much..
Reply from Guild Mortgage - Lu Beltran
February 28th, 2026 02:14 AM
I'm truly glad to hear that you and your wife had such a positive experience, Luis. I look forward to assisting you with your next home purchase. Thank you for placing your trust in me and Guild Mortgage. You're building wealth thru real estate...
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Guild Mortgage - Lu Beltran has received a review with 5 star rating from Fenando M
Reply from Owner
February 28th, 2026 02:16 AM
Thank you for taking the time to leave a positive rating, Fernand!
comunication at any time
Reply from Guild Mortgage - Lu Beltran
February 28th, 2026 02:15 AM
Filemon, I appreciate your feedback. Being available for communication whenever needed is important to me as you can see! Hope we can work together soon!
As a REALTOR®, having a dependable loan officer is everything—and Lu truly delivers. She’s responsive, trustworthy, and always keeps clients updated on timelines and next steps. My clients feel supported and confident from start to finish.
Reply from Owner
January 28th, 2026 07:01 PM
Carole, I'm grateful for your trust and collaboration as a REALTOR®. It's rewarding to hear that my efforts to keep clients informed and comfortable have been effective. Thank you for recognizing the importance of responsive and reliable service....
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Lu, with Guild Mortgage is great to work with. I’m always confident trusting Lu with my clients, & never disappointed. More importantly my clients are always thrilled with the work, attitude, thoroughness and care that she gives.
Reply from Owner
January 28th, 2026 07:02 PM
Carlos, I am truly grateful for your trust and confidence in me with your clients. It's always rewarding to hear that both you and your clients are satisfied with the service, care, and thoroughness I strive to provide. Thank you for your kind...
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I had an excellent experience with my recent loan process. The team was professional, attentive, and made everything incredibly smooth from start to finish. They explained each step clearly, answered all my questions quickly, and kept me updated...
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Reply from Guild Mortgage - Lu Beltran
December 2nd, 2025 02:17 AM
It's great to hear that your loan process went so smoothly. I’m pleased that you found the experience professional and attentive, and that the clarity and updates throughout were helpful. Your recommendation means a lot to me, and I'm grateful...
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Guild Mortgage - Lu Beltran has received a review with 5 star rating from Juan C C
Reply from Owner
November 28th, 2025 09:24 PM
I appreciate your rating, Juan. Thank you for choosing Guild Mortgage!
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About
I have over 25 years experience in the mortgage industry. I'm very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not only help with the purchase of a home, but I also close refinance transactions. I am very involved in my community and am a member of several non-profit organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans
Home Loans
Real Estate Home Loan
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
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Education
- Fresno Pacific UniversityBusiness ManagementBachelor of Arts (BA)Sep 1991 -May 1999

Memberships
- VAREP
- Fresno Chamber of Commerce
- Toastmasters - Rise
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 244787; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.