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Guild Mortgage - Lu Beltran
Senior Loan Officer | NMLS# 244787


Fresno Pacific University
I have over 25 years experience in the mortgage industry. I'm very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not on... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Lu was amazing!!! Anytime I had a question she would answer quickly and she always made me feel like I was her most important client!! I would recommend her to anyone looking to buy a new home!!
Reply from Guild Mortgage - Lu Beltran
August 28th, 2026 01:14 AM
Jeannie, I'm grateful for your kind words and pleased to know you felt prioritized during our work together. It's great to hear that my prompt responses were helpful to you. Thank you for recommending me to others considering a home purchase!...
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Lu Beltran was an amazing loan officer, especially for me as a first time homebuyer. From the beginning, she took the time to explain every step of the mortgage process in a way that was easy to understand. I never felt like I was being left...
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Reply from Owner
August 25th, 2026 10:05 PM
Zackery, I'm truly grateful for your generous feedback and I'm pleased to have been able to assist you as a first-time homebuyer. It's wonderful to hear that my explanations and availability made a positive impact on your experience. Your success...
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Lu Beltran was an amazing loan officer, especially for me as a first time homebuyer. From the beginning, she took the time to explain every step of the mortgage process in a way that was easy to understand. I never felt like I was being left...
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Reply from Guild Mortgage - Lu Beltran
August 25th, 2026 10:06 PM
Zackery, I truly appreciate your thoughtful and detailed feedback. I'm glad to have been able to assist you through the mortgage process and make it a positive experience for you as a first-time homebuyer. Your trust in my guidance, especially...
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Lu made sure to tell me of all the steps I needed to take for my Loan. She answered my questions when I was confused. She sent me emails letting me know when each step was taken and how to move forward and what to expect. Nothing was ever a...
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Reply from Guild Mortgage - Lu Beltran
August 24th, 2026 08:44 PM
Candy, I'm grateful for your kind words and happy to hear that I could help make the process clear and straightforward for you. It's important to me that there are no surprises, and I'm pleased that you felt well-informed every step of the...
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Lower fees
Reply from Lu Beltran
August 24th, 2026 08:45 PM
thank you!
The communcation and updates were great! It made the transaction smooth.
Reply from Lu Beltran
August 24th, 2026 08:47 PM
I'm pleased to hear that the communication and updates helped make the transaction smooth for you. Thank you for your positive feedback!
Guild Mortgage - Lu Beltran has received a review with 5 star rating from Joel
Reply from Owner
August 17th, 2026 07:10 PM
Joel, thank you for the positive rating! I appreciate your support and am pleased to have been part of your experience with Guild Mortgage.
Lu went above and beyond to make sure we qualified and got the home we wanted.
Reply from Guild Mortgage - Lu Beltran
August 17th, 2026 07:10 PM
Joel, I'm grateful for your kind words. It means a lot to me that I could help you secure the home you wanted. Thank you for trusting me with this important step in your life.
Amazing, informative, fast, knowledgeable , on task , friendly & professional.
Reply from Guild Mortgage - Lu Beltran
August 12th, 2026 05:16 PM
Mariesala, I'm pleased to hear that you found the experience amazing and informative. It's great to know that I could provide friendly and professional service while keeping everything on track. Thank you for your kind words and trusting me...
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Lu has been absolutely amazing to work with! She went above and beyond throughout the entire process. She was always prompt, answered every question my husband and I had, and consistently followed up to make sure we knew what to expect every...
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Reply from Guild Mortgage - Lu Beltran
August 10th, 2026 04:14 PM
I'm so glad to hear that my guidance and professionalism made your home financing process easier. It was a pleasure to assist you and your husband with every step, and I appreciate your kind words and recommendation. Thank you for choosing...
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About
I have over 25 years experience in the mortgage industry. I'm very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not only help with the purchase of a home, but I also close refinance transactions. I am very involved in my community and am a member of several non-profit organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans
Home Loans
Real Estate Home Loan
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
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Education
- Fresno Pacific UniversityBusiness ManagementBachelor of Arts (BA)Sep 1991 -May 1999

Memberships
- VAREP
- Fresno Chamber of Commerce
- Toastmasters - Rise
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Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 244787; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.