

Top 5%
Guild Mortgage - Lu Beltran
Senior Loan Officer | NMLS# 244787


Fresno Pacific University
I have over 25 years experience in the mortgage industry. I'm very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not on... Show More
Location & Business Hours
Business Hours
Fri
8 AM to 5 PM
Sat
closed
Sun
closed
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
It was a great experience because having to know Lu from my first home refinance and building that rapport made me more comfortable. In addition, having an account with Guild made the process much more easier.
I have purchased and sold homes in the past and after going through this process with Guild Mortgage and Lu Beltran I have found my preferred lender.
Reply from Owner
September 28th, 2026 11:10 PM
nice- thank you, Q. It was my pleasure to assist you with this purchase. Thank you again and thank you for your service.
Lu Beltran kept us in-front of the process and we were always well prepared for the next step. Her experience in the process showed , and we felt comfortable throughout the entire loan process. She makes the loan process seem easy.
read more
Reply from Guild Mortgage - Lu Beltran
September 28th, 2026 11:12 PM
I'm pleased to hear that my experience helped make you feel comfortable and well-prepared throughout the loan process. Making the process seem easy is something I strive for, and I'm grateful for your kind words. Thank you for choosing Guild...
read more
Our experience with Guild Mortgage was exceptional. Thank you Guild Mortgage for your Mortgage Professional - Lu Beltran. She is wonderful.
Reply from Owner
September 28th, 2026 11:13 PM
Adrianne, I'm grateful for your wonderful words about your experience with Guild Mortgage. It's great to know that I could make a positive impact as your mortgage professional. Thank you and thanks again for your service!
Lu Beltran was very knowledgeable. Always kept us updated and in the loop on the status of our account. We absolutely loved working with her and will recommend everyone we know to GUILD Mortgage. She went out of her way to answer all questions,...
read more
Reply from Guild Mortgage - Lu Beltran
September 28th, 2026 11:16 PM
Adrianne, I'm grateful for your kind words and am glad to hear that my efforts made the process seamless for you. Keeping you updated and informed was important to me, especially during your time out of town. Thank you for recommending Guild...
read more
Lu was amazing!!! Anytime I had a question she would answer quickly and she always made me feel like I was her most important client!! I would recommend her to anyone looking to buy a new home!!
Reply from Guild Mortgage - Lu Beltran
August 28th, 2026 01:14 AM
Jeannie, I'm grateful for your kind words and pleased to know you felt prioritized during our work together. It's great to hear that my prompt responses were helpful to you. Thank you for recommending me to others considering a home purchase!...
read more
Lu Beltran was an amazing loan officer, especially for me as a first time homebuyer. From the beginning, she took the time to explain every step of the mortgage process in a way that was easy to understand. I never felt like I was being left...
read more
Reply from Owner
August 25th, 2026 10:05 PM
Zackery, I'm truly grateful for your generous feedback and I'm pleased to have been able to assist you as a first-time homebuyer. It's wonderful to hear that my explanations and availability made a positive impact on your experience. Your success...
read more
Lu Beltran was an amazing loan officer, especially for me as a first time homebuyer. From the beginning, she took the time to explain every step of the mortgage process in a way that was easy to understand. I never felt like I was being left...
read more
Reply from Guild Mortgage - Lu Beltran
August 25th, 2026 10:06 PM
Zackery, I truly appreciate your thoughtful and detailed feedback. I'm glad to have been able to assist you through the mortgage process and make it a positive experience for you as a first-time homebuyer. Your trust in my guidance, especially...
read more
Lu made sure to tell me of all the steps I needed to take for my Loan. She answered my questions when I was confused. She sent me emails letting me know when each step was taken and how to move forward and what to expect. Nothing was ever a...
read more
Reply from Guild Mortgage - Lu Beltran
August 24th, 2026 08:44 PM
Candy, I'm grateful for your kind words and happy to hear that I could help make the process clear and straightforward for you. It's important to me that there are no surprises, and I'm pleased that you felt well-informed every step of the...
read more
Lower fees
Reply from Lu Beltran
August 24th, 2026 08:45 PM
thank you!
1–10 of 239
About
I have over 25 years experience in the mortgage industry. I'm very passionate about helping families achieve their dreams of homeownership. I work with the first-time homebuyer to the experienced investor and everything in between. I not only help with the purchase of a home, but I also close refinance transactions. I am very involved in my community and am a member of several non-profit organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Mortgage Loans
Home Loans
Real Estate Home Loan
Bridge
Conventional
Down Payment Assistance
Energy-efficient
FHA
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Education
- Fresno Pacific UniversityBusiness ManagementBachelor of Arts (BA)Sep 1991 -May 1999

Memberships
- VAREP
- Fresno Chamber of Commerce
- Toastmasters - Rise
View All
Addresses and Serving Areas
Primary Serving Area
Time Zone
Pacific Standard Time (PST)
Awards
Disclaimer
I am authorized to do business in the state of California. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; NMLS ID: 244787; Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. www.nmlsconsumeraccess.org/.