

New American Funding - Lou Garruto
Branch Manager

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Lou was great to work with. He made our refinancing process quick and simple and worked out the best deal possible for us. Lou was always available to answer any of my questions and concerns. He is very easy to talk to. We even got to do our...
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Lou was great to work with! He was honest, informative and made me feel very comfortable going through this process explaining each step along the way! This was a big responsibility and I was relaxed to know he was helping me.I definitely recommend...
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My husband and I decided to refinance. We called Lou and we're very impressed. He was honest , accurate and very attentive to our concerns and questions. I recommend Lou to all my friends and family!
As a first time home buyer, we had plenty of questions. Lou was quick to answer my emails, texts, and calls - no matter what time it was. He was patient throughout the entire process and helped us in every way possible. He took the time to...
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I was very impressed by the smooth process. I had trouble in the past with other Lenders. Lou was able to get me closed in three weeks! I enjoyed the quick responses and his excellent team! Highly recommend anyone to contact Lou!
Lou made my refinance process fast and painless. He worked up the best scenarios for us and made it easy! We didn't even have to leave our house to get the refinance done!
Lou helped me purchase the house of my dreams that I never thought I would be able to afford. The best part about the process is that the numbers he gives you in the beginning are the actual numbers in the end. He dealt with every hiccup and...
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Well I had a lot of credit problems in the past, including bankruptcy and a foreclosure.. all I can say is Lou lived up to his word. I finally feel like I got my life back!!! He promised us he would get it done and we got a great rate!! I cannot...
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Lou answered all my questions and helped expedite the process quickly. He delivered on his end and exceeded my expectations. He was honest and a pleasure to work with.
Lou was great to work with. He made our refinancing process so easy and smooth. He handled everything and kept us in the loop the whole time. He was quick to return calls and was very patient with all of our questions. We highly recommend Lou!...
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing