

New American Funding - Lou Garruto
Branch Manager

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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Was sent to Lou through areferral , he had such a smooth process and it was very streamlined. His team asked for documentation and after I provided it once we had our approval 24 hours later!! Never been so easy and the rate and fees were as...
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Great home buying experience! Awesome customer service! Answered calls early morning and late hours. Exceptional communication throughout. Closed within 30 days and was nice to talk to! Thanks to you and your team!
This was the third and easiest mortgage experience I've ever had. This guy and his team are wonderful. Words can't explain how comfortable and easy they made this experience for me. And how fast it was done too. They are the best.
I am a first time buyer/homeowner. Louis was there to answer any question that I had throughout the entire process. Anything I did not understand he would reply quickly with an answer explaining in detail and helping me to understand every...
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Me and my wife have heard so many times that "you're not qualified now or wait until next year" from the other mortgage lenders until we met Lou. Our real estate agent Johnny recommended him. Lou came through very big for us, he worked with...
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Louis Garruto did an outstanding job with the purchase of My home, Louis was able to pre qualify me for the loan immediately, he also was able to set me up with a very reasonable Loan package. Mr. Garruto is very reliable, knowledgeable and...
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I really found the home buying experience to be very easy working with Louis and Home Point Finnacial. I closed on time and it was a nonhassle process. I highly recommend! Thanks so much to an efficient team!
Louis was very hepful and easy to work with, the process was smooth and painless and took less than a month to complete. I originally bought my house in 2006 when mortgage rates and home prices where high. After the finanancial crisis home...
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Lou at Home Point Financial was extremely knowledgeable and professional throughout the mortgage process. He was very responsive with all my questions as a first time home buyer and borrower...and believe me, I had a lot of questions. At first...
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Mr. Louis Garruto provided exceptional service. He was responsive to our needs, professional, personable and very knowledgeable. He has helped us before and we will not go to anyone else but him because he has been reliable, efficient, competent...
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing