

New American Funding - Lou Garruto
Branch Manager

New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integr... Show More
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I couldn't ask for an easier loan process. I have heard nightmares about the home purchase process and Lou made this extremely easy. He was thorough and kept me in the loop along the way. All questions were answered promptly. I really can't...
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Our Lender Lou from Home Point Financial was great. This was our first home purchase and Lou was there every step of the way! Extremely patient and helpful day and night. I would highly recommend Lou at Home Point for any of your Lending needs!...
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I have worked with Lou in two occasions and both times I've had nothing but the best experience. All the way from the initial interest on getting a mortgage loan to getting approved and done, Lou was there every step of the way. His knowledge...
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When it came to purchasing our first home, Louis and his team were absolutely phenomenal from start to finish. He was extremely knowledgeable, helpful, and prompt in assisting us in every way. Louis walked us through the entire process of purchasing...
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Lou Garruto was the most helpful, pleasant, available (any time of the day), knowledgeable, & hardworking mortgage sales rep I have ever dealt with before. He was on top & out in front of every step of the process right from the start. We were...
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Louis is a true expert in the Mortgage arena. He moved the entire process along following up with all parties involved to ensure timely closure. He was extremely responsive at all times of the day and night. Out of the entire home buying process...
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It was a new process for us and Lou really helped with explaining the ins and outs and guiding us through the whole thing. From the start, it was clear that Home Point and Lou were looking out for me, which was appreciated.
Great experience working with Lou and his team. He is very responsive. Concise, to the point and efficient, yet very patient. Answered all my questions through each step of the home purchasing process- starting from quotes, application, approval...
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Louis was full professional! Everything what was said was delivered faster than expected! He was hands on with the case. He had answers anytime I asked regardless of the time or day. Great job!
Louis and his team helped me and my wife buy our first home. He guided us through the whole process and helped me with my credit issues. We Will definitely work with him again
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About
New American Funding is a leading mortgage lender and servicer dedicated to providing exceptional home loan solutions to individuals and families across the United States. With a strong commitment to customer service, innovation, and integrity, we strive to make the dream of homeownership a reality for all. As a direct lender, New American Funding has the flexibility to offer a wide range of loan programs, including Conventional, FHA, VA, USDA, and Jumbo loans. We utilize cutting-edge technology and industry-leading tools to streamline the application and approval process, making it faster, more efficient, and transparent for our customers. Our mission is to help our customers achieve their dreams.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Mortgage Lending
Purchase
Refinance
Conventional Loan
VA Loan
FHA Loan
Reverse Mortgage
Construction Loan
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Disclaimer
NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing
NMLS ID#6606.
Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
Licensing