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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours
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24 hours
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24 hours
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Reviews from Web
Lori and her team provided excellent support throughout the whole home buying process. They were attentive and helpful every step of the way and I couldn't recommend them more.
Reply from Lori Hines
March 17th, 2026 05:31 PM
Elena, I truly appreciate your kind words. It’s reassuring to know that the support provided throughout your home-buying journey was exactly what you needed. Being attentive and helpful every step of the way is something I strive for, and your...
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Lori Hines has received a review with 5 star rating from Roanoke C
Reply from Owner
March 4th, 2026 11:56 PM
Thank you for the 5-star review!
Easy to work with
Reply from Lori Hines
March 4th, 2026 02:13 PM
Javier, thank you for your concise feedback. I'm pleased to know that you found the process easy to navigate. If there's anything more you'd like to discuss or if you need assistance, I'm here to help.
Lori and her team were amazing from start to finish!
Reply from Lori Hines
March 2nd, 2026 04:21 PM
I'm glad to hear that you had such a positive experience, Nicole. It means a lot to know that from start to finish, everything went smoothly for you. If there's anything else I can assist you with in the future, please let me know.
Flat Branch Home Loans is top shelf!!
Reply from Owner
March 2nd, 2026 04:23 PM
Mike, I appreciate your review. It's great to know that you consider Flat Branch Home Loans to be of top shelf, I'd hate to be referred to as well 😉
As always, the best communication, service and client care!!
Reply from Lori Hines
March 1st, 2026 02:09 PM
Mike, your feedback is greatly appreciated. I'm pleased to know that the communication, service, and care met your expectations. Providing excellent service is a priority for me, and I'm glad to have fulfilled that for you. If there's anything...
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Thank you ALL so much! You are amazing.
Reply from Lori Hines
March 1st, 2026 02:09 PM
I'm grateful for your kind words, Amy. It means a lot to hear that you feel this way about the process. If there's anything else I can assist you with, please don't hesitate to let me know. Enjoy your new home!!
Great communication and quick turnaround on all questions asked.
Reply from Lori Hines
March 1st, 2026 02:09 PM
Terry, I appreciate your feedback. It's great to know that the communication and quick responses met your expectations. If you have any more questions or need further assistance, please feel free to reach out.
Lori and the team at flat branch did a tremendous job from answering every question me and my wife had about the process to getting us closed almost 3 weeks early I would highly recommend their services to anyone looking to get a mortgage ....
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Reply from Lori Hines
February 17th, 2026 05:51 PM
Brandon, I appreciate your kind words about my work with Flat Branch Home Loans. I'm pleased to hear that I could provide the answers you and your wife needed, and that we were able to facilitate an early closing. It means a lot to know you...
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We had a wonderful experience, from pre qualification to closing day, this team was very dedicated to us and made the process go so smoothly!
Reply from Owner
February 16th, 2026 10:49 PM
Thank you for the kind words and 5-start review. We appreciate your business and trust in our team!!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149