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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Smooth Process! Very patient with me! Kind! Helpful!
Reply from Lori Hines
April 13th, 2026 04:10 PM
Samantha, thank you for your kind words. I'm pleased to hear that you found the process smooth and appreciated the patience and help provided. It's important to me that you feel supported throughout. If there's anything else you need, feel...
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My experience with Flat Branch was great because Lori helped me every step of the way and assured me that I would get approved for a house as long as I followed the steps their services require. I did, and here I am with a beautiful house....
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Reply from Lori Hines
April 13th, 2026 04:11 PM
Dorene, I'm so glad to hear about your positive experience! It's appreciated to know that I could assist you every step of the way, and I'm glad that you're now in a beautiful home. Your recommendation means a lot to me, and I'm grateful for...
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Lori Hines has received a review with 5 star rating from James W
Reply from Owner
April 8th, 2026 03:56 PM
Thank you for the 5-star review, James! It was a pleasure helping you with your refinance. Let us know if there is anything we can do to help in the future.
Process was seamless Lori and Deanna made this extremely easy and they were both incredibly responsive and informative
Reply from Lori Hines
April 8th, 2026 12:09 PM
James, I'm pleased to hear that you found the process seamless and appreciated the responsiveness and information provided by both Deanna and me. I'm committed to ensuring a smooth experience for everyone. If there's anything more you need,...
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Lori was able to answer my endless list of questions and help us find the right fit. We offered on several properties and she was patient and kind discussing each with me.
Reply from Lori Hines
April 3rd, 2026 07:53 PM
Stacey, thank you for sharing your experience. I'm pleased that I could assist with all your questions and help find the right fit for you. It's important to me to be patient and supportive during the process. If there’s anything else you need,...
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I trust Lori, she is very professional
Reply from Lori Hines
April 3rd, 2026 07:53 PM
I'm grateful for your trust and kind words. It’s important to me to provide professional service that meets your needs. If there’s anything more I can assist you with, please feel free to reach out.
Communication was exceptional. Easy to talk to group of people with quick response time.
Reply from Lori Hines
April 2nd, 2026 12:58 PM
Cathyren, I appreciate your feedback. I'm glad to know that you found the communication exceptional and the response times quick. Clear interaction is very important to me, so I'm pleased that aspect met your expectations. If you have any further...
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Everybody has been so patient with us through all of this.We
truly appreciate all of your hard work. Thank you so much.
Brad Shore
TamI Beard
Reply from Lori Hines
March 22nd, 2026 04:57 PM
Kenneth, I appreciate your kind words. I'm pleased to hear that the patience and effort were evident in your experience with us. Thank you for acknowledging the hard work; it means a lot to me. If you need anything else, please feel free to...
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Working with Flat Branch made my buying experience straight forward and hassle free. The process is user friendly and communication was never an issue. I would recommend Flat Branch to anyone looking for their next home.
Reply from Owner
March 22nd, 2026 04:57 PM
Drake, I appreciate your kind words. It's great to know that the process felt straightforward and hassle-free for you. Communication is key to making everything user-friendly, and I'm pleased it worked well in your experience. Thank you for...
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Working with Flatbranch made my buying experience straight forward and hassle free. The process is user friendly and communication was never an issue.
Reply from Lori Hines
March 18th, 2026 08:15 PM
It's great to hear that your experience with Flat Branch was straightforward and hassle-free, Drake. I strive to ensure that the process is user-friendly and communication flows smoothly. If there's anything further you need or any questions...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149