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Lori Hines
Senior Mortgage Banker | NMLS# 409929

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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24 hours
Mon
24 hours(Open now)
Tues
24 hours
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Reviews from Web
Having such great and smart and caring people standing by you buying a home made it a great and hassle free experience overall fantastic
Reply from Lori Hines
October 23rd, 2026 04:58 PM
Ty, I'm thankful for your kind words. It's wonderful to know that you felt supported and had a hassle-free experience with Flat Branch Home Loans. If there's anything more I can do for you, please let me know.
Very easy to work with!
Reply from Lori Hines
October 22nd, 2026 11:49 AM
Robert, thank you for your kind words. I'm pleased to hear that you found it easy to work with me and the team at Flat Branch Home Loans.
The entire process went smoothly. Lori was responsive to our needs and was a pleasure to work with for the second time. I would highly recommend her to friends/family.
Reply from Lori Hines
October 21st, 2026 09:19 PM
Bryant & Jill, I'm pleased to know that the process went smoothly for you and that you found my responsiveness helpful. It's wonderful to have worked with you again, and I truly appreciate your recommendation to friends and family. Thank you...
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We had an excellent experience working with Lori and the team at Flat Branch Home Loans during our recent FSBO transaction. Lori was extremely knowledgeable, responsive, and always willing to answer any questions we had throughout the process....
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Reply from Lori Hines
October 14th, 2026 01:22 AM
Austin, I'm grateful for your wonderful feedback. It was a pleasure assisting you with your FSBO transaction and ensuring a smooth and stress-free process. I'm pleased that you found the remote closing and quick timeframe effective. Thank you...
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Lori and the team were good about getting back to me with any questions that I had and getting all of the paperwork processed.
Reply from Lori Hines
October 14th, 2026 01:21 AM
Thomas, I appreciate your feedback. I'm glad that my team at Flat Branch Home Loans and I were able to assist with your questions and ensure all the paperwork was processed smoothly.
Lori and the team were so helpful with questions, explain timeline and verification documents, and being available for calls and texts throughout the home buying process.
Reply from Lori Hines
October 14th, 2026 01:20 AM
Sawyer, thank you for your kind words. I'm pleased that you found our team at Flat Branch Home Loans helpful and accessible throughout the home buying process. It was a pleasure assisting you with your questions and ensuring everything was...
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Everything went well and everyone was very nice.
Reply from Lori Hines
October 14th, 2026 01:20 AM
Penny, I'm pleased to hear that everything went smoothly and that you found everyone to be nice. At Flat Branch Home Loans, we strive to create a positive experience for our clients.
Good communications and always an easy process.
Reply from Lori Hines
September 29th, 2026 06:03 PM
Cathy, thank you for your kind feedback. It's always a pleasure to work with you and your clients!
Thanks for the quick closing
Reply from Lori Hines
September 29th, 2026 03:45 PM
Joseph, I'm pleased to hear that the quick closing was a positive part of your experience with Flat Branch Home Loans. Thank you for your trust in me and my team to help you and your family with your home financing needs over the years. The...
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Cathy Algas, my realtor, hooked me up with Deanna and Lori They explained everyrhing from the start, and worked very hard and went above and beyond to get me into my new home This was my first home purchase and they made it so simple and stress...
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Reply from Lori Hines
September 28th, 2026 10:25 PM
Piper, thank you for sharing your positive experience. I'm pleased to know that Deanna and I, along with Cathy Algas, were able to make your first home purchase simple and stress-free. It was a pleasure working with you through Flat Branch...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Home Purchases
Home Refinances, Rate & Term, Cash-Out
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Down Payment Assistance Grants
Community Champions Products
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerJun 3rd, 2019 - Current
Memberships
- Peoria Area Association of REALTORS®
- Peoria Area Association of Realtors
- Peoria Chamber of Commerce
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1997
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 409929
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Awards
2016 PAAR Affiliat...
Achievements
- Presidents Club 2020-2025
Hobbies
- Traveling
- Cooking
- Baking
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149