The Cloak Group | Shawn Cloak & Lindsay Mille...
VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...
Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
All my questions were answered and was updated throughout the process
Reply from Lindsay Miller
February 9th, 2026 06:36 PM
It's great to hear that you felt informed and your questions were thoroughly addressed, Anthony. Keeping clients updated and ensuring their inquiries are answered is something I focus on. If there's anything more you need, please don't hesitate...
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All information was given promptly. it was an excellent experience. Thank you.
Reply from Lindsay Miller
February 5th, 2026 06:44 PM
I'm glad to hear that you had an excellent experience, Karen. Providing prompt information is important to me, and I appreciate your feedback. If you need any further assistance, don't hesitate to get in touch.
They responded almost instantly and always accurately, taking the aggravation iut of the rxpetience experience.
Reply from Lindsay Miller
January 29th, 2026 07:01 PM
I'm pleased to know that you found the responsiveness helpful, Fred. My aim is to make the process as smooth as possible, and I'm glad it alleviated any frustration. If there's anything else I can do for you, feel free to let me know.
Lindsay and Shawn are such a great team to work with as they are always one step ahead of everything that is needed. I always have full confidence that my clients are in the best hands with them.
Reply from Lindsay Miller
January 16th, 2026 02:04 PM
It's wonderful to hear that you feel confident working with us, Jeanne. Ensuring that everything is managed efficiently and effectively is my goal, and I appreciate your trust. If there's anything more I can do to support you or your clients...
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Shawn and Lindsay were very knowledgeable and informative and always available no matter the time or the day.
Reply from Lindsay Miller
January 15th, 2026 09:28 PM
Thank you for your kind comments, Kellie. It's gratifying to hear that my availability and the information provided made a difference. If you ever have more questions or need assistance in the future, feel free to reach out.
Lindsay helped us every step of the way and was always there to answer any questions we had!
Reply from Lindsay Miller
January 15th, 2026 08:23 PM
I'm glad to hear that you felt supported throughout the process, Brianna. Being available to answer your questions is something I prioritize. If there's anything else I can assist you with in the future, please don't hesitate to reach out.
The total experience was perfect from Start to Finsh. This sale happened so quickly and you were prepared to settle ahead of schedule. Client was so impressed as well. Couldn't ask for a better experience. Thank you again.
Reply from Lindsay Miller
January 14th, 2026 09:52 PM
Thank you, Ronald, for sharing your positive experience. I'm glad everything went smoothly and that the sale was completed ahead of schedule. Your feedback is truly appreciated, and if there's anything else I can do to help in the future, please...
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Shawn and Lindsay are an outstanding lender/mortgage team. All inquiries from the buyer and myself were addressed promptly, eliminating the need for follow-up. Furthermore, all deadlines have been consistently met, resulting in 100% customer...
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Reply from Lindsay Miller
January 12th, 2026 02:56 PM
It's great to know that you appreciated the efficiency and responsiveness in handling inquiries, Kimberly. I aim to provide a seamless experience and am pleased that everything met your expectations. Thank you for your kind words and for acknowledging...
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Very very easy.
Reply from Lindsay Miller
January 5th, 2026 02:14 PM
I'm glad to hear that you found the process very easy, Ruth. If you need any further assistance in the future, I'm here to help. Thanks for your feedback!
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Reply from Lindsay Miller
January 5th, 2026 03:41 PM
Thank you, Jessica, for your 5-star rating. If you have any questions or need further assistance in the future, I'm here to help. Your support means a lot to me!
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About
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans
FHA loans
VA loans
USDA loans
First-Time Homebuyer grant programs
Renovation loans
Cash buyer programs
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Education
- Saint Joseph's UniversityMathematicsBachelor of Science (BS)Aug 2016 -May 2020
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2282181
- NMLS #224784
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity