

The Cloak Group | Shawn Cloak & Lindsay Mille...
VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...


Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
Very easy to complete the process. everyone was very quick to respond and easy to work with.
Reply from Lindsay Miller
April 17th, 2026 08:14 PM
Jacob, I'm glad to hear that you found the process easy and that our team was quick to respond. It's important to me to ensure working together is a smooth experience. If you ever need anything else, feel free to reach out.
Lindsay and team were extremely helpful and responsive during the entire process . She was available whenever I had questions and was always very pleasant .
Reply from Lindsay Miller
April 3rd, 2026 02:30 PM
Deanna, I'm grateful for your feedback. Being available and responsive throughout the process is important to me, and I'm pleased to know that you found my assistance helpful. If you have any further questions or need any help in the future,...
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Thank you for all the help and answering all our questions so promptly!
Reply from Lindsay Miller
March 23rd, 2026 04:05 PM
Carli, I appreciate your feedback. Providing timely help and answering your questions promptly are priorities for me. If there's anything more I can assist you with, please don't hesitate to let me know.
Lindsay Miller and Shawn Cloak were great to work with! They were very responsive with every call, email or text we had. They always got back to us and answered our questions. They were the difference in having our offer accepted on the house...
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Reply from Lindsay Miller
March 19th, 2026 04:18 PM
Eric, thank you for your kind words. I'm pleased to hear that Shawn and I could assist you effectively throughout the process. It's always my goal to be responsive and make things as seamless as possible. If there's anything else I can do for...
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I received a call at 3:00 PM the day before closing with new underwriting questions and requests for a 10:00 AM closing the following morning. They had this information for weeks.This delay nearly caused the closing to fall apart. Holding this...
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Reply from The Cloak Group | Shawn Cloak & Lin...
March 17th, 2026 05:20 PM
Hi Karen, we found out about structural repairs via an invoice on the CD the day before closing. We immediately requested the documentation needed for those repairs and received it the following morning. We jumped through hoops to clear those...
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Very responsive to me and my clients and got the job done quickly without any hiccups!
Reply from Lindsay Miller
March 17th, 2026 02:07 PM
John, thank you for sharing your experience. I'm glad to hear that my responsiveness and efficient handling of the process met your expectations. If there's anything else you or your clients need, please don't hesitate to reach out.
Your communication from start to finish!
Reply from Lindsay Miller
March 9th, 2026 08:59 PM
Kimberly, I appreciate your feedback on my communication throughout the process. It's important to me that you're informed every step of the way. If there's anything else you need or any further assistance required, please feel free to reach...
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Lindsay always mader herself available to answer any and all questions we had at any point in the process. it made the whole process a lot easier having her as a point of contact.
Reply from Lindsay Miller
March 5th, 2026 04:04 PM
Grace, I'm pleased to hear that having me as a point of contact made the process easier for you. Being available to answer your questions is important to me, and I'm glad it helped. If there's anything else you'd like to discuss or need assistance...
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Answered all of my questions thoroughly with a quick response time.
Reply from Lindsay Miller
March 5th, 2026 03:57 PM
I'm pleased to know that you found the responses thorough and timely, Colin. Being responsive and clear is important to me in supporting my clients. If you have any other questions or need assistance, feel free to contact me anytime.
Overall great customer service to ensure the process moved efficiently
Reply from Lindsay Miller
February 9th, 2026 05:32 PM
I'm glad to know you found the customer service effective, Tyler. Ensuring a smooth and efficient process is a priority for me. Should you have any more questions or need further assistance in the future, please feel free to reach out.
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About
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans
FHA loans
VA loans
USDA loans
First-Time Homebuyer grant programs
Renovation loans
Cash buyer programs
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Education
- Saint Joseph's UniversityMathematicsBachelor of Science (BS)Aug 2016 -May 2020

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2282181
- NMLS #224784
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity