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The Cloak Group | Shawn Cloak & Lindsay Miller - VP, Senior Loan Officer | NMLS #2282181 | NMLS #224784 in Gibbsboro, NJ

The Cloak Group | Shawn Cloak & Lindsay Mille...

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VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...

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Saint Joseph's University
Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
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Saint Joseph's University
Saint Joseph's University
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
2%
3 Star
1%
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Reviews from Web
  • Encompass
    J
    Josiah R
    Pitman, NJ
    Posted on December 26th, 2025 01:18 PM
    It was a very easy process.
    Reply from Lindsay Miller
    January 2nd, 2026 04:32 PM
    I'm pleased to hear that the process was easy for you, Josiah. If there's ever anything else I can assist with, feel free to reach out. Thank you for taking the time to share your experience.
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    Debra C
    Toms River, NJ
    Posted on December 16th, 2025 03:48 PM
    Excellent service! They get right back to you with any concerns. Thanks for everything!
    Reply from Lindsay Miller
    December 23rd, 2025 03:49 PM
    Providing timely and excellent service is always my priority, so I appreciate your feedback, Debra. If you have more concerns or questions in the future, don't hesitate to get in touch. Thank you for your kind words!
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    Jacob O
    Salem, NJ
    Posted on December 16th, 2025 01:34 PM
    Lindsay was Very great and very responsive to any questions or problems we had. She did a wonderful job guiding us in the right direction and made a stressful time much easier and more simple to work through.
    read more
    Reply from Lindsay Miller
    December 23rd, 2025 02:39 PM
    It's satisfying to hear that my guidance helped make a challenging time more manageable for you and that I could address any questions or issues promptly, Jacob. Thank you for trusting me with this important process. If there's anything more...
    read more
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    Chad F V
    Sewell, NJ
    Posted on December 14th, 2025 05:14 PM
    Great experience. Fast, professional, and friendly.
    Reply from Lindsay Miller
    December 22nd, 2025 03:43 PM
    I’m pleased to know you had a great experience, Chad. Providing fast, professional, and friendly service is my aim, and it's rewarding to hear that this was reflected in your experience. Should you need assistance or have any questions in the...
    read more
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    M
    Molly C
    Salem, NJ
    Posted on December 13th, 2025 03:06 PM
    Lindsay Miller was so kind , and helpful. She answered all our questions, and made the entire process easy. Lindsay is the best!
    Reply from Lindsay Miller
    December 22nd, 2025 07:53 PM
    It's encouraging to hear that you found the process easy and that I could assist by answering all your questions, Molly. Your kind words truly mean a lot to me. If you have any more questions in the future or need further assistance, please...
    read more
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    Nikko C
    Bridgeport, NJ
    Posted on December 9th, 2025 01:30 PM
    You guys were great, made everything super easy and really good communicatio!
    Reply from Lindsay Miller
    December 16th, 2025 09:12 PM
    I'm glad to hear that you found the process easy and communication effective, Nikko. Ensuring a smooth experience is always my priority. If there’s anything else you need now or in the future, feel free to get in touch.
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    Marissa F
    Blackwood, NJ
    Posted on December 8th, 2025 05:24 PM
    Very quick and easy process! Lindsay and Shawn were Amazing! Definitely very happy with the process
    Reply from Lindsay Miller
    December 15th, 2025 05:25 PM
    I appreciate your kind words, Marissa. I'm glad to know that you found the process quick and easy. Shawn and I strive to make experiences seamless for clients, and it's great to hear that you are very happy with how everything went. If you...
    read more
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    Jenna M
    Blackwood, NJ
    Posted on December 5th, 2025 04:57 PM
    Lindsay and Shawn were amazing to work with! In constant communication with myself and buyers keeping them informed the whole way through.
    Reply from Lindsay Miller
    December 12th, 2025 04:58 PM
    I'm pleased to hear that you felt well-informed throughout the process, Jenna. Keeping communication clear and consistent is important, and I'm glad Shawn and I could assist you and your buyers effectively. If you have any more questions or...
    read more
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    Laura H
    Blackwood, NJ
    Posted on December 5th, 2025 02:22 PM
    very smooth
    Reply from Lindsay Miller
    December 12th, 2025 02:22 PM
    It's great to hear that your experience was very smooth, Laura. I'm glad I could provide the level of service you were looking for. If you ever have any questions or need assistance in the future, please feel free to reach out.
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    William V
    Malaga, NJ
    Posted on December 2nd, 2025 04:41 PM
    The process was made easy thanks to the help of Lindsay and Shawn.
    Reply from Lindsay Miller
    December 9th, 2025 04:43 PM
    I'm grateful to hear that the process felt easy for you, William. It’s important to me to provide support and clarity throughout the journey. Should you have any additional questions or require further assistance, don’t hesitate to reach out....
    read more
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    About
    Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional loans
    FHA loans
    VA loans
    USDA loans
    First-Time Homebuyer grant programs
    Renovation loans
    Cash buyer programs
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    Education
    • Saint Joseph's University
      Mathematics
      Bachelor of Science (BS)
      Aug 2016 -May 2020
      Saint Joseph's University logo
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #2282181
    • NMLS #224784
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity