The Cloak Group | Shawn Cloak & Lindsay Mille...
VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...
Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
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Business Hours
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9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Sat
closed
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the process was so smooth and simple for buyers ! Buyers are very happy and so i the realtor! Thank you !!
Reply from The Cloak Group | Shawn Cloak & Lin...
October 8th, 2026 05:34 PM
Thank you, Kim! We appreciate the referral, as always!
Lindsay was super helpful, professional and very understanding to work with she made the process very easy to understand she needs a pay raise immediately!!!
Reply from The Cloak Group | Shawn Cloak & Lin...
October 8th, 2026 05:15 PM
haha thank you, Greg! Feel free to text or call if you ever need anything!
Lindsay was beyond amazing. She made the process extremely easy for us. Any question(s) we had, Lindsay always responded immediately.
Reply from The Cloak Group | Shawn Cloak & Lin...
October 1st, 2026 06:18 PM
Thank you, Lindsay! Enjoy your new home!
Thank you Lindsay for your hard work on helping us get our first home! I know it wasn't easy so appreciate all of the fast communication and problem solving on your end. Couldnt have been a better experience. Thank you again!
Reply from The Cloak Group | Shawn Cloak & Lin...
October 1st, 2026 06:18 PM
Thank you, Dan! Congrats on your first home! If you ever need anything, please reach out.
Smooth process and Lindsey was very communicative.
Reply from The Cloak Group | Shawn Cloak & Lin...
September 14th, 2026 07:46 PM
Thank you, Brittany! Enjoy your new home!
From the day the application was taken, the process moved so smoothly. The commitment date was received way in advance. We were ready to go to settlement well before the settlement date. Couldn't ask for any better service than we received.
Reply from The Cloak Group | Shawn Cloak & Lin...
September 11th, 2026 02:04 PM
Appreciate the feedback, Ron! Always a pleasure working together.
Lindsay was so helpful in every step of the way! Being first time home buyers, we had no clue what we were doing but Lindsay walked us through it and explained it all perfectly. We couldn't have done this without Lindsay and we appreciate everything...
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Reply from The Cloak Group | Shawn Cloak & Lin...
September 9th, 2026 02:28 PM
Thank you for such kind words, Abby! I'm always around if you have any questions. Enjoy your new home!
L was courteous and professional. He managed to get everything done at a time with base.
Reply from The Cloak Group | Shawn Cloak & Lin...
September 8th, 2026 05:43 PM
I'm glad we were able to get everything done quickly for you. Let us know if you need anything! Enjoy the new home!
Lindsey was there every step of the way when we need help or clarity with the process. She did it in such a professional manner and patience considering that technology is not our forte! Working with her and Shawn was a delight. Our loan was...
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Reply from The Cloak Group | Shawn Cloak & Lin...
September 8th, 2026 05:45 PM
Emily, thank you for your thoughtful review. I'm glad we could get all of the moving parts squared away so quickly. Don't hesitate to reach out if you need anything!
Don't ask for documents that may be difficult to find the night before a closing
Reply from The Cloak Group | Shawn Cloak & Lin...
September 8th, 2026 05:48 PM
I'm glad you were able to get us the one document we needed so easily and closing occurred on time without issue. Good luck with your new investment property.
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About
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans
FHA loans
VA loans
USDA loans
First-Time Homebuyer grant programs
Renovation loans
Cash buyer programs
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Education
- Saint Joseph's UniversityMathematicsBachelor of Science (BS)Aug 2016 -May 2020
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2282181
- NMLS #224784
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity