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The Cloak Group | Shawn Cloak & Lindsay Miller - VP, Senior Loan Officer | NMLS #2282181 | NMLS #224784 in Gibbsboro, NJ

The Cloak Group | Shawn Cloak & Lindsay Mille...

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VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...

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Saint Joseph's University
Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs...... Show More
Company Logo
Saint Joseph's University
Saint Joseph's University
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Overall Ratings
4.94
(120)
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Reviews from Web
  • 5.0
    Encompass
    K
    Kristi E S
    Clarksboro, NJ
    Posted on June 2nd, 2026 12:53 PM
    Everyone was so helpful & absolutely went out of their way to make things happen.
  • 5.0
    Encompass
    C
    Chase R
    Pedricktown, NJ
    Posted on June 2nd, 2026 12:07 PM
    As a first time homebuyer you guys made it very easy going through the process
  • 5.0
    Encompass
    J
    Joseph E D
    Gloucester City, NJ
    Posted on May 25th, 2026 09:19 PM
    Lindsay was very good at communicating with us and answering any questions we had throughout the process.
    Reply from Lindsay Miller
    June 2nd, 2026 01:37 PM
    Joseph, I'm grateful for your feedback. It's nice to know that I was able to communicate effectively and answer all your questions during the process. If there's anything else you need, please don't hesitate to reach out.
  • 5.0
    Encompass
    C
    Clayton R C
    Gloucester City, NJ
    Posted on May 23rd, 2026 05:40 AM
    Super helpful with everything!
    Reply from Lindsay Miller
    June 1st, 2026 08:05 PM
    Clayton, I appreciate your feedback. I'm happy to know I could be helpful with everything. If you have any more questions or need further assistance, just let me know!
  • 5.0
    Encompass
    M
    McKenna Z
    Haddonfield, NJ
    Posted on May 15th, 2026 02:17 PM
    Lindsay was very reaponsive and willing to answer any and all questions and concerns. Thank you so much for everything!
    Reply from Lindsay Miller
    May 22nd, 2026 02:18 PM
    McKenna, thank you for your kind words. I'm pleased I could be responsive and assist with all your questions and concerns. If you need any more help, feel free to reach out.
  • 5.0
    Encompass
    K
    Keith P
    Sicklerville, NJ
    Posted on May 3rd, 2026 03:46 PM
    Very easy process and quick response times. Highly recommend!
    Reply from Lindsay Miller
    May 11th, 2026 03:25 PM
    Thank you, Keith! I'm glad to hear that you found the process easy and the response times quick. I appreciate your recommendation and am here if you need anything in the future.
  • 5.0
    Encompass
    N
    Nick I
    Somerdale, NJ
    Posted on May 1st, 2026 12:17 PM
    Lindsay Miller was excellent to work with and always answered every question we had about our loan. I would recommend them to anyone who is buying a house
    Reply from Lindsay Miller
    May 8th, 2026 02:00 PM
    Nick, I appreciate your kind words and recommendation. I'm glad to hear that I could assist with all your loan questions. If there's anything else you need in the future, please feel free to reach out.
  • 5.0
    Encompass
    N
    Nicholas G
    Franklinville, NJ
    Posted on April 16th, 2026 04:43 PM
    Everything went smooth, they communicated very well and had no problems even with several changes and things happening during the process
    Reply from Lindsay Miller
    April 23rd, 2026 04:44 PM
    Nicholas, I appreciate your kind words and I'm glad to hear that everything went smoothly for you. Effective communication is something I strive for, especially when there are changes during the process. If there's anything else you need, please...
    read more
  • 5.0
    Encompass
    M
    Miranda L B
    West Deptford, NJ
    Posted on April 14th, 2026 11:51 AM
    Excellent group to work beside when purchasing a home. Lindsay and Sean answered all our questions and were available by phone whenever we needed their assistance.
    Reply from Lindsay Miller
    April 21st, 2026 03:45 PM
    Miranda, I'm pleased to hear that you found working with us to be a positive experience. It's great to know that Sean and I could provide the support and availability you needed during your home purchase. If there's anything else you need,...
    read more
  • 5.0
    Encompass
    J
    Jacob H
    Mount Royal, NJ
    Posted on April 10th, 2026 12:10 PM
    Very easy to complete the process. everyone was very quick to respond and easy to work with.
    Reply from Lindsay Miller
    April 17th, 2026 08:14 PM
    Jacob, I'm glad to hear that you found the process easy and that our team was quick to respond. It's important to me to ensure working together is a smooth experience. If you ever need anything else, feel free to reach out.
  • 10 of 120
    About
    Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Specialities
    Conventional loans
    FHA loans
    VA loans
    USDA loans
    First-Time Homebuyer grant programs
    Renovation loans
    Cash buyer programs
    351
    /850
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    Education
    • Saint Joseph's University
      Mathematics
      Bachelor of Science (BS)
      Aug 2016 -May 2020
      Saint Joseph's University logo
    Addresses and Serving Areas

    Year Started

    2020

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #2282181
    • NMLS #224784
    Disclaimer
    © 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity