The Cloak Group | Shawn Cloak & Lindsay Mille...
VP, Senior Loan Officer | NMLS #2282181 | NMLS #22...
Saint Joseph's University
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a firs... Show More
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9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
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Reviews from Web
Lindsay and Shawn made our process quick and easy and answered any questions we had
Lindsay and Shawn made everything so smooth and easy. When a process that you would think is so stressful they made it all stress free!
Lindsay was fantastic and helped answer my very many question. I would definitely recommend her as a loan officer and others in need of a loan. Thank you Lindsay!
Reply from Lindsay Miller
August 25th, 2026 07:16 PM
Nicholas, thank you for your kind words. I'm pleased I could help answer your questions, and I truly appreciate your recommendation.
Working with Lindsay was seamless. Communication was excellent and all procedures were easy to understand.
Reply from Lindsay Miller
August 24th, 2026 01:55 PM
Joshua, I'm grateful for your kind words and pleased to hear that the process was seamless for you. It's nice to know that my communication helped make everything clear and straightforward. If you have any further questions, feel free to reach...
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Super easy, friendly, and helpful experience the whole way through
Reply from Lindsay Miller
August 24th, 2026 04:55 PM
Kraig, I appreciate your kind words. I'm glad to hear that you found the experience easy, friendly, and helpful throughout the process.
Lindsay was amazing through the entire process. We needed a quick closing, came across many complications and Lindsay was still able to get everything done on time. Very responsive and professional, would highly recommend!
Reply from Lindsay Miller
August 3rd, 2026 05:52 PM
Sebastian, I appreciate your recommendation and am glad to hear I could assist you through the complicated process. It's good to know that my responsiveness and professionalism made a difference in achieving a quick closing for you. If you...
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Lindsay made our first time buying a house so smooth! I had no idea about what the process would be like, so I had a ton of questions. She was always reachable, very nice and very knowledgeable. I can't recommend her enough or express my gratitude...
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Reply from Lindsay Miller
July 29th, 2026 05:14 PM
Rebecca, I'm thankful for your kind words and pleased to hear that your first home-buying experience was smooth. It's great to know that I could be of help and provide the support you needed during this exciting time. If you have any more questions...
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What a great experiance. Lindsay was very effective in getting the mortgage end of the transaction buttoned up very quickly.
Reply from Lindsay Miller
July 28th, 2026 02:41 PM
I'm glad to hear you had a great experience, Henry. It's nice to know that I could assist in finalizing the mortgage process swiftly for you. If you need any more help, I'm here for you.
Super responsive and always quick to answer any questions we had! Very friendly team and made the process seamless. We had a great experience working with the team
Reply from Lindsay Miller
July 14th, 2026 02:57 PM
Gregory, I'm grateful for your kind words and happy to know that you had a seamless experience. If you have any more questions or need further assistance, please don't hesitate to reach out.
From start to finish everything was easy. Communication was clear and we always felt in the loop and like we knew what was coming next. Couldn't recommend enough!
Reply from Lindsay Miller
July 14th, 2026 02:27 PM
Meghan, I'm pleased to hear that you felt well-informed and that the process was smooth from start to finish. Thank you for your recommendation, and if there's anything more I can do for you, please let me know.
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About
Lindsay has years of experience with several aspects of the mortgage industry ranging from opening to underwriting to originating. She is approachable and strives to simplify the mortgage process for her clients. Having recently been a first-time homebuyer herself, Lindsay knows how daunting the process can feel and takes the time to answer every question, big or small, so buyers can make educated decisions with confidence. She is a graduate of Saint Joseph’s University with a degree in Mathematics and Actuarial Science and takes pride in her work so that her pre-approvals can be trusted without a doubt.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional loans
FHA loans
VA loans
USDA loans
First-Time Homebuyer grant programs
Renovation loans
Cash buyer programs
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Education
- Saint Joseph's UniversityMathematicsBachelor of Science (BS)Aug 2016 -May 2020
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2282181
- NMLS #224784
Disclaimer
© 2026 Affordable Mortgage Advisors, LLC dba HMA Mortgage. NMLS # 139164. Equal Housing Opportunity