

Laura Ritchie, Ruoff Mortgage
Loan Officer | NMLS# 1278195 | Ruoff Mortgage NMLS...

Additional Licenses: NMLS# 1278195 | OH - MLO-OH.1278195.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Laura is a gem to work with. She made the process super smooth. I appreciate her!
Reply from Laura Ritchie, Ruoff Mortgage
November 12th, 2025 04:00 PM
I'm pleased to hear that you had a smooth experience working with me, Diane. You are a gem, as well!!
Laura Ritchie, Ruoff Mortgage has received a review with 5 star rating from Alex S
Reply from Owner
November 12th, 2025 04:00 PM
I appreciate your rating, Alex. Thank you for choosing Ruoff Mortgage.
We have used Ruoff a couple times now. Both times have been amazing when it comes to it being quick and to the point. Any questions are answered and everything is handled in a timely manner. Laura is also what makes this all great too so don't...
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Reply from Laura Ritchie, Ruoff Mortgage
November 12th, 2025 04:01 PM
Your continued trust in Ruoff Mortgage means a lot, Alex. I'm glad to hear that both experiences have been smooth and efficient for you. Addressing your questions and handling everything promptly is always my goal. If there's anything else...
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Laura was phenomenal to work with! She helped us overcome all the obstacles to buy a house
Reply from Owner
November 12th, 2025 04:03 PM
I'm pleased to hear that you had a positive experience, Matthew. Overcoming challenges during the home buying process is something I strive to make as smooth as possible, and it's great to know I could help along the way. If you ever have more...
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Laure was fantastic to work with. We encountered a nubmer of hurdles and every time, she was quick to reach out and give solutions to overcome the obstacles. We truly felt that she had our best interest in mind through the whole process
Reply from Laura Ritchie, Ruoff Mortgage
November 12th, 2025 04:05 PM
I'm glad to hear that I could provide the support you needed, Matthew. Navigating hurdles during the process can be challenging, and I'm pleased that we could find solutions together. Your trust and confidence are important to me, and I'm here...
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Got me pre-approved in an hour! Emailed the letter immediately! Kept me updated as needed! I knew exactly what was going on and what was next! I've used her before and I'll definitely use her again!
Reply from Owner
November 12th, 2025 04:06 PM
I appreciate your feedback, Jesse. I'm glad I could help with your pre-approval process and keep you informed every step of the way. It's great to know that my efforts made a positive impact on your experience. If you have any more needs or...
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I noticed there was no #2 question .
Reply from Laura Ritchie
October 17th, 2025 03:54 PM
Thank you for your perfect rating, Jesse. If there's anything else you'd like to discuss or if you have further questions, please feel free to reach out. I'm here to help with whatever you need.
Laura was fantastic! Helpful and quick with responses. She let us know every step of the process
Reply from Laura Ritchie
October 17th, 2025 03:13 PM
I'm grateful for your feedback, Eric. Ensuring you're informed at each stage is important to me, and I'm glad I could assist promptly. Should you have any questions or need further assistance down the road, feel free to get in touch. Thank...
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Laura was great at communicating and walked us through the entire mortgage process! Highly recommend
Laura was in constant contact, always ready to answer all of my questions, and quick to let me know of any changes or issues that arose. She walked me through the entire process and made it quick and easy to purchase our new home. Shes amazing!...
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Reply from Laura Ritchie
October 14th, 2025 07:10 PM
It was a pleasure assisting you through your home purchase, Taylor. Your kind words mean a lot, and I'm glad I could help make the process straightforward and efficient. If you ever have more questions or need further assistance in the future,...
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About
Additional Licenses: NMLS# 1278195 | OH - MLO-OH.1278195.
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Specialities
FHA
USDA
Down Payment Assistance
Conventional
Loan origination
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Positions
- Ruof Mortgage - Loan OfficerMar 19th, 2018 - Current
Memberships
- NMLS
- President's Club 2022 and 2023
- Pretty Lake Conservation Club Board Member
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2018
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1278195
- OH - MLO-OH.1278195
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+5
Awards
Achievements
- President's Club 2023
Hobbies
- Photography, painting,
- acrylic painting
- water color painting
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Disclaimer
Ruoff Mortgage Company, Inc. is an Equal Housing Lender
Ruoff Mortgage Company, Inc. | NMLS ID #141868
1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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