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Laura Ritchie, Ruoff Mortgage - Loan Officer | NMLS# 1278195 | Ruoff Mortgage NMLS# 141868 in Columbia City, IN

Laura Ritchie, Ruoff Mortgage

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Loan Officer | NMLS# 1278195 | Ruoff Mortgage NMLS...

Ruoff Mortgage - North Fort Wayne
Additional Licenses: NMLS# 1278195 | OH - MLO-OH.1278195. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is...... Show More
Ruoff Mortgage - North Fort Wayne
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM(Open now)
Thu
9 AM to 5 PM
Overall Ratings
4.97
(148)
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Reviews from Web
  • 5.0
    Encompass
    M
    Malena R
    Kouts, IN
    Posted on June 9th, 2026 03:07 PM
    tthis my third time working with Laura and it's been an absolute pleasure working with her every single time! She makes everything so fun and easy, and she never hesitates to answer any of my questions, even if they seem dumb.
  • 5.0
    Encompass
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    Matthew E H
    Huntington, IN
    Posted on May 24th, 2026 07:02 PM
    Laura made everything super easy and was very knowledgeable, trustworthy, and quick to get back with me through the whole process.
    Reply from Laura Ritchie
    June 3rd, 2026 07:03 PM
    Matthew, I'm glad to hear that you found the process easy and appreciated my knowledge and trustworthiness. Quick communication is a priority for me, and it's great to know it made a positive impact on your experience. If you have any further...
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  • 5.0
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    Cassandra G
    Posted on February 16th, 2026 08:48 PM
    Laura from Ruoff Mortgage Company is the best! She has an amazing personality, is super knowledgeable, and is very experienced. I would strongly recommend her as a loan officer!
  • 5.0
    Encompass
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    Cassandra K G
    Fort Wayne, IN
    Posted on February 16th, 2026 08:46 PM
    Laura is extremely knowledgeable, friendly, helpful, and easy to talk to. She provided me with all the necessary information I needed for my loan. She went above and beyond to address my questions and concerns. She's also a great therapist!...
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  • 5.0
    Encompass
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    Kaylie L
    Andrews, IN
    Posted on January 24th, 2026 01:49 AM
    Laura's effort to insure our first time home buying experience went smoothly was second to none. We couldn't be more proud to have worked with Laura.
    Reply from Laura Ritchie
    February 3rd, 2026 02:44 PM
    It's great to know that your first home-buying experience went smoothly, Kaylie. I strive to make sure every client's journey is as straightforward as possible, and it's rewarding to hear that my efforts met your expectations. If you need any...
    read more
  • 5.0
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    Hunter H
    Posted on January 11th, 2026 10:51 PM
    Laura Ritchie, Ruoff Mortgage has received a review with 5 star rating from Hunter H
    Reply from Owner
    January 22nd, 2026 04:18 PM
    I appreciate the great rating, Hunter. If there's anything you'd like to discuss or ask, please feel free to reach out.
  • 4.87
    Encompass
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    Hunter H
    Columbia City, IN
    Posted on January 11th, 2026 10:51 PM
    Laura was great to work with was quick to respond and was very knowledgeable abour the whole process
    Reply from Laura Ritchie, Ruoff Mortgage
    January 12th, 2026 01:20 AM
    Hi Hunter- thanks for the positive comments! You really did great at asking questions and working through everything. I love when people really dig in to make sure they understand.Hope you are getting settled in and things are going well!
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  • 5.0
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    Eric F
    Posted on December 27th, 2025 07:47 PM
    Laura and her team made the process seamless and easy. We were given updates every step of the way and are very appreciative of the flawless communication we received!
    Reply from Laura Ritchie, Ruoff Mortgage
    January 7th, 2026 05:44 PM
    Eric, thank you for taking the time to express your thoughts. I'm pleased to hear that the process felt seamless and that the communication met your expectations. Providing updates every step of the way is important to me, and I'm glad it contributed...
    read more
  • 5.0
    Encompass
    E
    Eric M F
    Fort Wayne, IN
    Posted on December 27th, 2025 07:47 PM
    Laura and her team made the process seamless and easy. We were given updates every step of the way and are very appreciative of the flawless communication we received!
    Reply from Laura Ritchie
    January 6th, 2026 07:47 PM
    Eric, I appreciate you sharing your positive experience. Making the process seamless and ensuring clear communication are key priorities for me. I'm delighted to hear that you found the updates helpful. If there's anything more I can assist...
    read more
  • 5.0
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    Lucas M
    Posted on December 4th, 2025 01:11 AM
    Laura was always there with a quick response for me whenever I had a question, and I had a lot of questions!
    Reply from Laura Ritchie, Ruoff Mortgage
    December 15th, 2025 09:57 PM
    Thank you for sharing your experience, Lucas. I'm glad I could assist with your questions and provide quick responses. If you have any more questions in the future, don't hesitate to reach out. It's always a pleasure to help.
  • 10 of 148
    About
    Additional Licenses: NMLS# 1278195 | OH - MLO-OH.1278195. My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase or refinance of a home is a major decision and should be treated as such. I strive to make this process as easy as possible for each of my clients. My focus is always to be honest, trustworthy, and to communicate frequently, all while offering sound and reliable guidance.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Specialities
    FHA
    USDA
    Down Payment Assistance
    Conventional
    Loan origination
    250
    /850
    Search Rank Score
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    Positions
    • Ruof Mortgage - Loan Officer
      Mar 19th, 2018 - Current
    Memberships
    • NMLS
    • President's Club 2022 and 2023
    • Pretty Lake Conservation Club Board Member
    • View All
    Addresses and Serving Areas

    Year Started

    2018

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 1278195
    • OH - MLO-OH.1278195
    Gallery
    Laura Ritchie, Ruoff Mortgage - Gallery Photo
    Laura Ritchie, Ruoff Mortgage - Gallery Photo
    Laura Ritchie, Ruoff Mortgage - Gallery Photo
    Laura Ritchie, Ruoff Mortgage - Gallery Photo
    Laura Ritchie, Ruoff Mortgage - Gallery Photo
    View all
    +5
    Achievements
    • President's Club 2023
    Hobbies
    • Photography, painting,
    • acrylic painting
    • water color painting
    • View All
    Disclaimer
    Equal Housing Lender
    Ruoff Mortgage Company, Inc. is an Equal Housing Lender
    Ruoff Mortgage Company, Inc. | NMLS ID #141868
    1670 Magnavox Way | Fort Wayne, IN 46804 | Phone (260) 999-6200
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