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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
0%
Reviews from Web
  • Encompass
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    Edward L
    NEW FRANKLIN, MO
    Posted on December 6th, 2024 05:17 PM
    Made it very easy for us ! very precessional and friendly !
    Reply from Laura Kogut
    December 9th, 2024 04:16 PM
    Thank you Edward!
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    Lindsey
    Posted on November 30th, 2024 05:17 PM
    Laura K. made the entire process so smooth and happy! I didn't feel stressed out one bit – it was a fantastic experience! She truly is a great lender, making everything seamless and enjoyable.
    Reply from Owner
    December 3rd, 2024 05:52 PM
    I'm thrilled for you Lindsey! Thank you for trusting me!
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    Lindsey T M
    COLUMBIA, MO
    Posted on November 30th, 2024 05:16 PM
    Laura made the entire process so smooth and happy! I didn't feel stressed out one bit – it was a fantastic experience! She truly is a great lender, making everything seamless and enjoyable.
    Reply from Laura Kogut
    November 30th, 2024 09:11 PM
    Thank you Lindsey! I’m thrilled for you! ♥️
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    Xander N
    COLUMBIA, MO
    Posted on November 28th, 2024 03:46 PM
    Laura answered all of our questions thoroughly and promptly. I made mistakes on the mortgage application and she was very quick to remedy the issue and close in a short period of time.
    Reply from Laura Kogut
    December 3rd, 2024 05:53 PM
    Thank you, Xander! It was an honor helping you!
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    Janet R
    Posted on November 28th, 2024 01:25 AM
    Laura is very knowledgeable and hard working. She truly makes the process feel seamless. I highly recommend her for consult on homebuying, refinancing, or anything home finance related. She is what I would consider an expert in the industry!...
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    Reply from Owner
    December 3rd, 2024 05:53 PM
    Thank you, Janet! It was an honor helping you!
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    Janet R
    Posted on November 28th, 2024 01:25 AM
    Laura Kogut is an Excellent loan officer! The experience from pre approval to the closing table was above and beyond. There is just no way I would go to anyone else. Laura knows her stuff and I felt confident and reassured every step of the...
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    Reply from Laura Kogut
    February 23rd, 2025 03:55 PM
    Thank you Janet!!
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    Janet P
    JEFFERSON CITY, MO
    Posted on November 28th, 2024 01:24 AM
    Excellent loan officer! The experience from pre approval to the closing table was above and beyond. There is just no way I would go to anyone else. Laura knows her stuff and I felt cknfident and reassured every step of the way~ so grateful......
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    Reply from Laura Kogut
    November 28th, 2024 01:43 AM
    I'm so happy for you Janet! I'm so grateful that you trusted me to help you! Happy Thanksgiving!
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    Hayley R L
    COLUMBIA, MO
    Posted on November 25th, 2024 05:12 PM
    Laura was amazing to work with. Her and her team were so quick on processing my application and loan. She provided excellent communication throughout the process, letting me know what step we were on, what things were coming next , and exactly...
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    Reply from Laura Kogut
    November 25th, 2024 05:27 PM
    Thank you, Hayley! I was truly an honor helping you!
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    Ariel L
    COLUMBIA, MO
    Posted on November 21st, 2024 04:00 PM
    Laura is top-notch! She truly makes the entire process so smooth and is so easy to work with! Her knowledge and professionalism is amazing, and I can't wait to work with her again!!
    Reply from Laura Kogut
    November 21st, 2024 04:24 PM
    Same to you Sister! Let's crush some real estate in 2025!
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    Emily B R E T
    Posted on November 14th, 2024 03:49 PM
    Laura is always professional, kind, and direct and knows how to get the job done. If there is a way, Laura will find it! Her dedication to helping her clients reach their goals is evident in everything she does. Anyone who has Laura as their...
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    Reply from Owner
    November 21st, 2024 04:25 PM
    I feel the same about you! Thank you for being such an amazing partner!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149