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Laura Royse
Senior Mortgage Banker | NMLS# 764813

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Laura is always professional, kind, and direct and knows how to get the job done. If there is a way, Laura will find it! Her dedication to helping her clients reach their goals is evident in everything she does. Anyone who has Laura as their...
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Reply from Laura Kogut
February 23rd, 2025 03:55 PM
Ditto to you!
Laura is always professional, kind, direct, and knows how to get the job done! If there is a way, Laura will find it. Her dedication to helping her clients achieve their goals is evident and I am so honored to be able to team up with her.
Reply from Laura Kogut
November 14th, 2024 03:53 PM
Thank you, Emily! You are the same, which is why we make such a great team!
Laura great through the entire process even when things go rough she stayed positive and worked diligently to get us the house we wanted. As first home buyers there were ups and downs but Laura always made sure to keep us in good spirits and...
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Reply from Laura Kogut
November 13th, 2024 09:22 PM
Thank you, Jeremy! I am thrilled for you and your family!
Laura was amazing through every step of our very difficult process. This was not an easy process for us, but Laura kept us informed and updated at every step of the way. We knew exactly what to expect and she handled everything so well for...
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Reply from Owner
November 13th, 2024 09:22 PM
Thank you, Katie!!!!
Laura was amazing through every step of our very difficult process. This was not an easy process for us, but Laura kept us informed and updated at every step of the way. We knew exactly what to expect and she handled everything so well for...
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Reply from Laura Kogut
February 23rd, 2025 03:55 PM
Thrilled for you Katie!
Laura was amazing through every step of our very difficult process. This was not an easy process for us, but Laura kept us informed and updated at every step. We knew exactly what to expect and she handled everything so well for us. I appreciate...
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Reply from Laura Kogut
November 13th, 2024 03:38 PM
Katie! Thank you for trusting me and congratulations to you and your family on your new home!
We were referred to Laura by a family friend when we bought an house for the first time and then we just finished with refinancing. Laura made the process of obtaining the loan and refinancing go as smoothly as possible. She even contacted...
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Reply from Laura Kogut
February 23rd, 2025 03:55 PM
Thank you, Jamie!
We were referred to Laura by a family friend when we bought an house for the first time and then we just finished with refinancing. Laura made the process of obtaining the loan and refinancing go as smoothly as possible. She even contacted...
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Reply from Owner
November 13th, 2024 03:39 PM
Thank you, Jamie! These words mean the world to me! Love ya!
Laura made the process of refinancing smooth and she actually contacted us when she found out that the rates were dropping and it's awesome to know that there's someone who is so on the ball that she looks out for her clients. She is patient...
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Reply from Laura Kogut
November 5th, 2024 10:38 PM
Thanks for all your patience throughout the process Jamie! Love ya!
Laura has been wonderful to work with in all aspects of purchasing and refinancing a home. I highly recommend her and Flatbranch to work with!
Reply from Laura Kogut
November 4th, 2024 04:37 PM
Thank you, Erin! Always a pleasure working with you too!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
VA
Conventional
Purchase Loans
Refinance Loans
Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerNov 1st, 2020 - Current
- Providence Bank - Vice President Market ManagerOct 1st, 2019 - Nov 1st, 2020
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Memberships
- Columbia Chamber of Commerce Ambassador
- Columbia Chamber of Commerce Women's Network
- Metro Rotary Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 764813
Achievements
- Masters of Business Administration
Hobbies
- Day Trips
- Holiday Decorating
- Dog Park, Bike Riding, Diamond Art
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149