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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
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1 Star
0%
Reviews from Web
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    Emily B
    Posted on November 14th, 2024 03:49 PM
    Laura is always professional, kind, and direct and knows how to get the job done. If there is a way, Laura will find it! Her dedication to helping her clients reach their goals is evident in everything she does. Anyone who has Laura as their...
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    Reply from Laura Kogut
    February 23rd, 2025 03:55 PM
    Ditto to you!
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    Emily B
    COLUMBIA, MO
    Posted on November 14th, 2024 03:46 PM
    Laura is always professional, kind, direct, and knows how to get the job done! If there is a way, Laura will find it. Her dedication to helping her clients achieve their goals is evident and I am so honored to be able to team up with her.
    Reply from Laura Kogut
    November 14th, 2024 03:53 PM
    Thank you, Emily! You are the same, which is why we make such a great team!
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    Jeremy R A
    COLUMBIA, MO
    Posted on November 13th, 2024 04:16 PM
    Laura great through the entire process even when things go rough she stayed positive and worked diligently to get us the house we wanted. As first home buyers there were ups and downs but Laura always made sure to keep us in good spirits and...
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    Reply from Laura Kogut
    November 13th, 2024 09:22 PM
    Thank you, Jeremy! I am thrilled for you and your family!
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    Katie A
    Posted on November 13th, 2024 03:12 PM
    Laura was amazing through every step of our very difficult process. This was not an easy process for us, but Laura kept us informed and updated at every step of the way. We knew exactly what to expect and she handled everything so well for...
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    Reply from Owner
    November 13th, 2024 09:22 PM
    Thank you, Katie!!!!
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    Katie A
    Posted on November 13th, 2024 03:12 PM
    Laura was amazing through every step of our very difficult process. This was not an easy process for us, but Laura kept us informed and updated at every step of the way. We knew exactly what to expect and she handled everything so well for...
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    Reply from Laura Kogut
    February 23rd, 2025 03:55 PM
    Thrilled for you Katie!
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    Katie E A
    COLUMBIA, MO
    Posted on November 13th, 2024 03:11 PM
    Laura was amazing through every step of our very difficult process. This was not an easy process for us, but Laura kept us informed and updated at every step. We knew exactly what to expect and she handled everything so well for us. I appreciate...
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    Reply from Laura Kogut
    November 13th, 2024 03:38 PM
    Katie! Thank you for trusting me and congratulations to you and your family on your new home!
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    Jamie B
    Posted on November 8th, 2024 11:45 PM
    We were referred to Laura by a family friend when we bought an house for the first time and then we just finished with refinancing. Laura made the process of obtaining the loan and refinancing go as smoothly as possible. She even contacted...
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    Reply from Laura Kogut
    February 23rd, 2025 03:55 PM
    Thank you, Jamie!
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    Jamie B
    Posted on November 8th, 2024 11:45 PM
    We were referred to Laura by a family friend when we bought an house for the first time and then we just finished with refinancing. Laura made the process of obtaining the loan and refinancing go as smoothly as possible. She even contacted...
    read more
    Reply from Owner
    November 13th, 2024 03:39 PM
    Thank you, Jamie! These words mean the world to me! Love ya!
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    Jamie L B
    COLUMBIA, MO
    Posted on November 5th, 2024 09:44 PM
    Laura made the process of refinancing smooth and she actually contacted us when she found out that the rates were dropping and it's awesome to know that there's someone who is so on the ball that she looks out for her clients. She is patient...
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    Reply from Laura Kogut
    November 5th, 2024 10:38 PM
    Thanks for all your patience throughout the process Jamie! Love ya!
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    Erin L H
    COLUMBIA, MO
    Posted on November 4th, 2024 04:26 PM
    Laura has been wonderful to work with in all aspects of purchasing and refinancing a home. I highly recommend her and Flatbranch to work with!
    Reply from Laura Kogut
    November 4th, 2024 04:37 PM
    Thank you, Erin! Always a pleasure working with you too!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149