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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

Flat Branch Home Loans
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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(573) 239-1999
Columbia, MO
https://flatbranchhomeloans.com/lroyse
Location & Business Hours
Business Hours
Fri
24 hours
Sat
24 hours
Sun
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    K
    Kasie L
    COLUMBIA, MO
    Posted on February 3rd, 2025 04:36 PM
    Laura made the process easy and enjoyable! I greatly appreciate all of her help and support. We couldn't be more excited to be in our dream home and couldn't have done it without her!
    Reply from Laura Kogut
    February 3rd, 2025 04:46 PM
    Awww, thank you, Kasie! It was such a pleasure helping you!
  • Encompass
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    Shannon M P
    HOLTS SUMMIT, MO
    Posted on December 20th, 2024 06:55 PM
    Laura worked really closely with us about how our new loan would work, what to expect when we recast in a couple of months, and all things in between when it relates to the financing part of our new home! She was awesome to work with!
    Reply from Laura Kogut
    December 20th, 2024 07:10 PM
    You were awesome to work with, Shannon! Thank you so much!
  • Encompass
    A
    Antorie W
    ASHLAND, MO
    Posted on December 13th, 2024 04:26 PM
    and Customer Service
    Reply from Laura Kogut
    December 13th, 2024 05:40 PM
    Thanks Antorie! It was my pleasure helping you!
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    Emily W
    Posted on December 13th, 2024 04:17 PM
    Laura is the absolute best!!! I would recommend her a thousand times over.
    Reply from Owner
    December 20th, 2024 07:10 PM
    Thank you, Emily!!!!
  • Encompass
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    Emily W
    ASHLAND, MO
    Posted on December 13th, 2024 04:16 PM
    Laura is the absolute best and easiest person to work with. She makes the process so painless and simple. Thank you so much Laurs!
    Reply from Laura Kogut
    December 13th, 2024 05:40 PM
    Thank you so much Emily! Congrats on relocating back to the area!!!
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    Megan L
    NEW FRANKLIN, MO
    Posted on December 9th, 2024 04:10 PM
    I thought Laura was amazing and so helpful.
    Reply from Laura Kogut
    December 9th, 2024 04:16 PM
    Thank you Megan! It was truly an honor helping your family.
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    Lacy S
    Posted on December 6th, 2024 06:01 PM
    As a realtor I don't take it lightly when I recommend a lender to a client. I can confidently recommend Laura to anyone and know that they will receive top notch service every time. She truly cares about her clients and takes the time to explain...
    read more
    Reply from Owner
    December 9th, 2024 04:16 PM
    Thank you so much Lacy!
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    Lacy S
    Posted on December 6th, 2024 06:01 PM
    As a realtor I don't take it lightly when I recommend a lender to a client. I can confidently recommend Laura to anyone and know that they will receive top notch service every time. She truly cares about her clients and takes the time to explain...
    read more
    Reply from Laura Kogut
    February 23rd, 2025 03:54 PM
    Wow, thank you Lacy!
  • Encompass
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    Lacy S
    NEW FRANKLIN, MO
    Posted on December 6th, 2024 05:59 PM
    Laura is absolutely amazing! Her communication is stellar, she takes the time to really explain the process to her clients and her care and attention to detail are the best I have seen. She truly cares about her clients and it shows. I can't...
    read more
    Reply from Laura Kogut
    December 7th, 2024 02:48 PM
    Wow! Thank you Lacy! Means the world to me that you trust me with your clients!!
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    Edward L
    Posted on December 6th, 2024 05:18 PM
    Laura Royse has received a review with 5 star rating from Edward L
    Reply from Owner
    December 9th, 2024 04:16 PM
    Thanks Edward!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
      • View All
    Addresses and Serving Areas
    Primary Serving Area
    Jefferson City, MO 65101
    Other Serving Areas
    Columbia, MO 65203
    Ashland, MO

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Awards
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
      • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149