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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
99%
4 Star
1%
3 Star
0%
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1 Star
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Reviews from Web
  • Encompass
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    Lacy S
    PRAIRIE HOME, MO
    Posted on March 18th, 2025 02:45 PM
    Laura is always phenomena! Her communication is the best I've seen, she really cares about her clients and educating them throughout the entire process. I never have to reach out to her, she always keeps me informed . I don't hesitate to recommend...
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    Reply from Laura Kogut
    April 1st, 2025 03:20 PM
    These words mean the world to me Lacy! Thank you!
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    Victoria K
    SEDALIA, MO
    Posted on March 11th, 2025 12:27 AM
    The communication with Laura was amazing. She promptly responded to questions and was able to facilitate a quick and easy closing. I have used Flat Branch several times before and will continue to refer buyers to them. I now have another branch...
    read more
    Reply from Laura Kogut
    March 11th, 2025 12:40 AM
    It was such a pleasure working with you too, Victoria!
  • Encompass
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    Susan R E
    SEDALIA, MO
    Posted on March 10th, 2025 11:37 PM
    Laura provided great detail and was receptive to all my questions throughout the process.
    Reply from Laura Kogut
    March 11th, 2025 12:10 AM
    Thank you, Susan!!!
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    Brian K W
    COLUMBIA, MO
    Posted on March 10th, 2025 12:01 PM
    Laura walked us through the entire process and answered all of our questions
    Reply from Laura Kogut
    March 10th, 2025 03:02 PM
    Thank you, Brian!
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    Carl F
    COLUMBIA, MO
    Posted on March 4th, 2025 03:02 PM
    As a real estate veteran of many decades I deeply appreciate how important it is to have the other professionals you depend on take proper care of their role. Loan officers are espectially important since they are fully involved from start...
    read more
    Reply from Laura Kogut
    March 6th, 2025 01:01 PM
    Thank you for trusting me, Carl! It was an honor helping your client!
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    Arneson F
    Posted on March 3rd, 2025 05:49 PM
    Laura Royse has received a review with 5 star rating from Arneson F
    Reply from Owner
    March 6th, 2025 01:01 PM
    Thank you!
  • Encompass
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    Mason A
    COLUMBIA, MO
    Posted on March 3rd, 2025 05:49 PM
    Laura was able to help us as first-time homebuyers navigate a new frontier of mortgage lending and set us up with the MHDC First-Place Program so we could move into our dream home while not breaking the bank!
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    Reply from Laura Kogut
    March 3rd, 2025 08:03 PM
    It was my pleasure, Mason!!! Congratulations!
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    Chance D
    COLUMBIA, MO
    Posted on February 28th, 2025 01:51 PM
    Laura was fantastic to work with. She was very easy to get ahold of, answered all of my many questions and made the loan process feel smooth and stress free.
    Reply from Laura Kogut
    February 28th, 2025 04:34 PM
    Thanks Chance! So happy for you!!
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    Lillian R
    COLUMBIA, MO
    Posted on February 23rd, 2025 04:58 AM
    Laura was so easy & kind to work with . She was very good with communicating with me & had quick replies! She definitely made our first time buying a house a smooth experience. we are so happy we got connected to Flat Branch & Laura!
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    Reply from Laura Kogut
    February 23rd, 2025 03:54 PM
    I'm so happy for you Lillian!!!
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    Kasie L
    Posted on February 3rd, 2025 04:37 PM
    Laura Royse has received a review with 5 star rating from Kasie L
    Reply from Owner
    February 23rd, 2025 03:54 PM
    Thanks Kasie!!!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149