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Laura Royse
Senior Mortgage Banker | NMLS# 764813

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Laura is always phenomena! Her communication is the best I've seen, she really cares about her clients and educating them throughout the entire process. I never have to reach out to her, she always keeps me informed . I don't hesitate to recommend...
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Reply from Laura Kogut
April 1st, 2025 03:20 PM
These words mean the world to me Lacy! Thank you!
The communication with Laura was amazing. She promptly responded to questions and was able to facilitate a quick and easy closing. I have used Flat Branch several times before and will continue to refer buyers to them. I now have another branch...
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Reply from Laura Kogut
March 11th, 2025 12:40 AM
It was such a pleasure working with you too, Victoria!
Laura provided great detail and was receptive to all my questions throughout the process.
Reply from Laura Kogut
March 11th, 2025 12:10 AM
Thank you, Susan!!!
Laura walked us through the entire process and answered all of our questions
Reply from Laura Kogut
March 10th, 2025 03:02 PM
Thank you, Brian!
As a real estate veteran of many decades I deeply appreciate how important it is to have the other professionals you depend on take proper care of their role. Loan officers are espectially important since they are fully involved from start...
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Reply from Laura Kogut
March 6th, 2025 01:01 PM
Thank you for trusting me, Carl! It was an honor helping your client!
Laura Royse has received a review with 5 star rating from Arneson F
Reply from Owner
March 6th, 2025 01:01 PM
Thank you!
Laura was able to help us as first-time homebuyers navigate a new frontier of mortgage lending and set us up with the MHDC First-Place Program so we could move into our dream home while not breaking the bank!
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Reply from Laura Kogut
March 3rd, 2025 08:03 PM
It was my pleasure, Mason!!! Congratulations!
Laura was fantastic to work with. She was very easy to get ahold of, answered all of my many questions and made the loan process feel smooth and stress free.
Reply from Laura Kogut
February 28th, 2025 04:34 PM
Thanks Chance! So happy for you!!
Laura was so easy & kind to work with . She was very good with communicating with me & had quick replies! She definitely made our first time buying a house a smooth experience. we are so happy we got connected to Flat Branch & Laura!
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Reply from Laura Kogut
February 23rd, 2025 03:54 PM
I'm so happy for you Lillian!!!
Laura Royse has received a review with 5 star rating from Kasie L
Reply from Owner
February 23rd, 2025 03:54 PM
Thanks Kasie!!!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
VA
Conventional
Purchase Loans
Refinance Loans
Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerNov 1st, 2020 - Current
- Providence Bank - Vice President Market ManagerOct 1st, 2019 - Nov 1st, 2020
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Memberships
- Columbia Chamber of Commerce Ambassador
- Columbia Chamber of Commerce Women's Network
- Metro Rotary Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 764813
Achievements
- Masters of Business Administration
Hobbies
- Day Trips
- Holiday Decorating
- Dog Park, Bike Riding, Diamond Art
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149