Top 5%
Laura Royse
Senior Mortgage Banker | NMLS# 764813
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
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24 hours
Sat
24 hours
Sun
24 hours
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Reviews from Web
Always great to work with excellent communication and delivery!
Reply from Laura Kogut
April 14th, 2025 01:50 PM
Thank you, Scott! Love working with you!!!
Laura is simply the best there is. She is SO kind, helpful, and incredibly patient with all my questions. This is not my first time working with Laura and I will come back to her every single time! She is WONDERFUL to work with.
Reply from Laura Kogut
April 10th, 2025 12:34 PM
Thank you, Lindy! Your trust means the world to me!
Laura Royse has received a review with 5 star rating from Joshua
Reply from Owner
January 13th, 2022 12:00 AM
Thanks for your feedback, Joshua!
Working with Laura Kogut at Flat Branch Home Loans was an outstanding experience from beginning to end. As a Senior Mortgage Banker, Laura demonstrated incredible expertise, professionalism, and a true dedication to her clients. She guided...
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Reply from Laura Kogut
April 9th, 2025 04:40 PM
WOW! Josh, this is an amazing review. Thank you for trusting me and WELCOME TO COLUMBIA!
Laura was absolutely fantastic to work with—knowledgeable, responsive, and genuinely cared about helping me through the loan process. I’m grateful for her support and highly recommend her for a promotio!
Reply from Laura Kogut
April 8th, 2025 04:37 PM
Ha! Thank you so much!!!
Laura is such an easy person to work with and is on the ball! You just can't beat her when it comes to home loans!
Reply from Laura Kogut
April 1st, 2025 10:12 PM
Thank you, Lance! Means so much to me! I hope you enjoy your new house!
Laura is very knowledgeable and so trustworthy to handle the loan side. The buyer was so excited to have Laura represent him. The process was very smooth .
Reply from Laura Kogut
April 1st, 2025 03:20 PM
Thank you, Katie same for you!!!!
Working with Laura was AMAZING! We felt so supported throughout the entire process. Laura altered our loan during the course of the contract to allow us to make our loan not contingent when another competitive offer came in on the house that...
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Reply from Laura Kogut
April 1st, 2025 03:20 PM
Chloe, I'm so happy for you and your family!!!!
Prompt and organized
Reply from Laura Kogut
March 31st, 2025 12:12 PM
I'm glad to hear that you found the process prompt and organized, Adam. It was a pleasure assisting you with your home loan needs. Thank you for your feedback.
Laura is so amazing at what she does, but even more importantly she truly cares about her clients. Her commitment to excellence is unlike any others in the business. I am always confident in referring her, I know she will always take amazing...
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Reply from Owner
April 1st, 2025 03:20 PM
Thank you, Lacy! I feel the same way about you!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
FHA
USDA
VA
Conventional
Purchase Loans
Refinance Loans
Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
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Positions
- Flat Branch Home Loans - Senior Mortgage BankerNov 1st, 2020 - Current
- Providence Bank - Vice President Market ManagerOct 1st, 2019 - Nov 1st, 2020
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Memberships
- Columbia Chamber of Commerce Ambassador
- Columbia Chamber of Commerce Women's Network
- Metro Rotary Club
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2008
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 764813
Achievements
- Masters of Business Administration
Hobbies
- Day Trips
- Holiday Decorating
- Dog Park, Bike Riding, Diamond Art
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149