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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
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    Kevin D F
    COLUMBIA, MO
    Posted on April 27th, 2025 03:18 PM
    Communication was great and Laura was able to get our home loan approved after we had tried with different loan company.
    Reply from Laura Kogut
    May 1st, 2025 03:47 PM
    It was a pleasure helping you, Kevin!
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    Bryan S
    Posted on April 27th, 2025 02:35 PM
    Laura Royse has received a review with 5 star rating from Bryan S
    Reply from Owner
    May 1st, 2025 03:47 PM
    Thanks Bryan!
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    Bryan R S
    COLUMBIA, MO
    Posted on April 27th, 2025 02:35 PM
    Laura was exceptional at keeping us informed and providing clear, timely communication throughout the entire home loan process.
    Reply from Laura Kogut
    May 1st, 2025 03:47 PM
    Thank you so much, Bryan! Welcome to Columbia!
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    Steve K
    Posted on April 27th, 2025 01:26 PM
    Working Laura on refinancing our home was like talking to family. She walked us through every step and was patient and understanding with us. She even helped expediate the closing to get us on the way. I would recommend Laura to anyone who...
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    Reply from Owner
    May 1st, 2025 03:47 PM
    These words mean so much to me, Steve! Thank you!
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    Steve D K
    COLUMBIA, MO
    Posted on April 23rd, 2025 06:51 PM
    everything was explained to the fullest. very professional and caring. felt like part of the family.
    Reply from Laura Kogut
    April 23rd, 2025 07:01 PM
    Thank you, Steve! Thank you for trusting me!
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    Ehud C
    Posted on April 16th, 2025 06:06 PM
    We have worked with Laura before and our interactions have always been beyond gratifying. Laura was extremely helpful throughout the entire process and we look forward to working with her again in the near future!
    Reply from Owner
    April 23rd, 2025 07:01 PM
    So happy for you, Ehud! Thank you!
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    Ehud C
    MOBERLY, MO
    Posted on April 16th, 2025 05:55 PM
    Laura was extremely helpful every step of the way, and she made the entire process as smooth as possible.
    Reply from Laura Kogut
    April 16th, 2025 06:11 PM
    Thank you, Ehud! It was my pleasure helping you!
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    Georgia A
    Posted on April 14th, 2025 04:17 PM
    ⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️I cannot say enough wonderful things about working with this incredible Laura!Time and time again, she goes far beyond what is expected, delivering a true white-glove experience for our shared clients. The level of care,...
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    Reply from Owner
    April 16th, 2025 06:12 PM
    Wow, Georgia! I feel the same about you and can't wait for our next one together :)
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    Georgia A
    COLUMBIA, MO
    Posted on April 14th, 2025 04:16 PM
    ⭐️⭐️⭐️⭐️⭐️ A Lender Like No Other!Working with Laura was truly a dream come true! From the very beginning, she is attentive, responsive, and incredibly knowledgeable—but what really stood out was how far she went above and beyond to take care...
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    Reply from Laura Kogut
    April 14th, 2025 04:36 PM
    Georgia! This means the world to me! I'm so looking forward to many more happy closings with you!
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    Scott B
    Posted on April 11th, 2025 07:00 PM
    Laura Royse has received a review with 5 star rating from Scott B
    Reply from Owner
    April 16th, 2025 06:12 PM
    Thank you, Scott!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149