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Laura Royse - Senior Mortgage Banker | NMLS# 764813 in Columbia, MO
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Laura Royse

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Senior Mortgage Banker | NMLS# 764813

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
99%
4 Star
1%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
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    Sarah W
    Posted on May 17th, 2025 08:17 AM
    We had the absolute pleasure of working with Laura Kogut as our mortgage officer during our recent home buying journey, and we cannot recommend her highly enough. From day one, Laura was a stellar partner—clear, kind, and incredibly responsive....
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    Reply from Owner
    May 19th, 2025 06:26 PM
    It was so amazing working with you, Sarah!
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    Sarah C W
    Columbia, MO
    Posted on May 17th, 2025 08:16 AM
    We had the absolute pleasure of working with Laura as our mortgage officer during our recent home buying journey, and we cannot recommend her highly enough. From day one, Laura was a stellar partner—clear, kind, and incredibly responsive. She...
    read more
    Reply from Laura Kogut
    May 17th, 2025 01:59 PM
    Wow Sarah!!! These words mean the world to me! I'm so thankful for your trust and WELCOME TO COLUMBIA!!!!
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    Mallary L
    Posted on May 16th, 2025 03:51 PM
    Laura Royse has received a review with 5 star rating from Mallary L
    Reply from Owner
    May 19th, 2025 06:27 PM
    Thanks for the 5-stars, Mallary!
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    Mallary L
    COLUMBIA, MO
    Posted on May 16th, 2025 03:49 PM
    Laura was very helpful, kept us on track to close, and explained everything well.
    Reply from Laura Kogut
    May 16th, 2025 05:41 PM
    Thank you, Mallary! Welcome to Columbia!
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    Sean S
    COLUMBIA, MO
    Posted on May 12th, 2025 03:09 PM
    clear communication, app
    Reply from Laura Kogut
    May 12th, 2025 03:17 PM
    Thank you, Sean! Welcome to Columbia!
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    ALISSA G
    ASHLAND, MO
    Posted on May 1st, 2025 11:10 PM
    Laura is great to work with, on top of communication and always willing to look at the best options for her clients.
    Reply from Laura Kogut
    May 12th, 2025 03:16 PM
    Thank you, Alissa!
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    Jeremiah H
    ASHLAND, MO
    Posted on May 1st, 2025 06:58 PM
    She is a people person, made you feel very at ease, answered every question, and all around knew her S#*!. She's fantastic (and probably needs a raise because she's eearned it!)
    Reply from Laura Kogut
    May 1st, 2025 07:07 PM
    Thanks Jeremiah! This made me laugh out loud! Thanks for trusting me with your purchase!
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    Matthew E
    Posted on May 1st, 2025 03:16 AM
    Laura K was excellent to work with. Professional, efficient, friendly, and responsive. The entire process was laid out, step by step, and we were guided through it all for an easy, seamless, stress-free experience.
    Reply from Owner
    May 1st, 2025 03:46 PM
    Thank you, Matt! Welcome to Columbia. I loved being a part of this special time!
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    Matthew E
    COLUMBIA, MO
    Posted on May 1st, 2025 03:15 AM
    Laura was excellent to work with. Professional, efficient, friendly, and responsive. The entire process was laid out, step by step, and we were guided through it all for an easy, seamless, stress-free experience.
    Reply from Laura Kogut
    May 1st, 2025 03:46 PM
    Thank you, Matt! It was such a pleasure helping you!
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    Kevin F
    Posted on April 27th, 2025 03:19 PM
    Communication was great and Laura was able to get our home loan approved after we had tried with different loan company.
    Reply from Owner
    May 1st, 2025 03:46 PM
    Thank you, Kevin! I truly appreciate you!
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    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Mortgage Refinance
    Specialities
    FHA
    USDA
    VA
    Conventional
    Purchase Loans
    Refinance Loans
    Residential Mortgage Loans, Conventional, FHA, USDA, VA, MHDC
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Senior Mortgage Banker
      Nov 1st, 2020 - Current
    • Providence Bank - Vice President Market Manager
      Oct 1st, 2019 - Nov 1st, 2020
    View All
    Memberships
    • Columbia Chamber of Commerce Ambassador
    • Columbia Chamber of Commerce Women's Network
    • Metro Rotary Club
    • View All
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2008

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 764813
    Achievements
    • Masters of Business Administration
    Hobbies
    • Day Trips
    • Holiday Decorating
    • Dog Park, Bike Riding, Diamond Art
    • View All
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149