Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Landon simplified the process for us, explored all options to make the loan work for us, was reliable and responsive regardless of the time or day and worked so quickly. He was always there for our questions and even met us at closing. We are...
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I cannot recommend Landon Kail highly enough! From start to finish, he made the home-buying process incredibly smooth and stress-free. As a first-time homebuyer, I had a lot of questions and uncertainty, but he was patient, thorough, and always...
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Landon was a delight to work with his personallity, friendly and hes very knowledgeable. We appreciate how hard he worked for us. Landon went above and beyond for us and we highly recommend him.
As a first tim home buyer I felt that the experience went smoothly and even when bumps in the road came I was help to their greatest ability making a extremely good impression. I would work with you guys again any other day.
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landon made it great
Very communicative and patient through the first-time homebuying process.
Landon was professional and very friendly, and made the whole process much less stressful. We had a lot of dumb questions as first-time homebuyers, and he answered all of them patiently. He was prompt and clear with all communication, too....
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Thank you Landon for all your help getting me my first home!
Landon explained complex mortgage terms and processes in ways that made sense, keeping me informed at each step rather than leaving me wondering what was happening next. He was very quick to return calls, answer questions, and address concerns...
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Great mortg lender with excellent customer service. Landon will continue to be my referral for new buyers looking to purchase. Thanks for all your help!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.