

Landon Kail
VP of Lending | NMLS# 1549676

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Atlantic Bay was extremely easy to work with. Our agent, Landon, was a subject matter expert. Through his guidance and knowledge I was able to purchase my first home. Overall, this was an extremely easy buying experience.
5 star customer review
Landon was great! He walked my family through everything we needed to do and made the process very smooth.
Landon was a pleasure to work with and made our home buying experience seamles. I felt that he always had our best interest and did everything he could to make sure we were getting the best rates and price's possible. On top of that he had...
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Very responsive company. My husband and I are very busy with work and 2 active kids. We did the hybrid electronic/in person process where we could do a lot of the work submitting information and signing papers via email. This saved us a lot...
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5 star customer review
5 star customer review
5 star customer review
The entire staff was so friendly and helpful to me and my husband. I was pleasantly surprised at the accuracy of information they provided.
Landon was great to work with!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.