Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
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9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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When a different lender left me a in a lurch just 24 hours before my scheduled closing, Landon and his team from Atlantic Bay Mortgage went above and beyond to save the day! Landon was so professional, personable and knowledgeable; his communication...
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When a different lender left me a in a lurch just 24 hours before my scheduled closing, Landon and his team from Atlantic Bay Mortgage went above and beyond to save the day! Landon was so professional, personable and knowledgeable; his communication...
read more
This is our second loan with ABM. Wonderful, easy experience both times!
I was not happy about paying points. I wish I had known this prior to being so engrossed in the process. For the most part the process was ok.
Landon was great. Very friendly and attentive. Would highly recommended!
The process was very easy and very quick!!!
One of the best and easiest home buying experiences I could ever ask for, Landon and Tiffany were phenomenal from start to finish!
The got the job done.
Atlantic Bay Mortgage Group was absolutely amazing!! Tiffany was super friendly, helpful and very knowledgeable. Tiffany was extremely detailed oriented and made sure everything was in perfect order. So much so that all things happened ahead...
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4 star customer review
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.