Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Team was really nice and easy to work with. Thank you
Landon was amazing and super helpful. Will recommend
Landon was awesome he was always there when needed and all ways had the answers he was always on point . Thanks for everything .
Everything was perfect. Landon did a awesome job and was always able to answer questions that we had . Thanks again
Landon was such a joy to work with. He was always readily available to answer all of our questions. We would highly recommend him to anyone and if we ever had to use these types of services again, you’d better believe that we would acquire...
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Landon was amazing and super helpful.
Landon and the entire Atlantic Bay team made purchasing our home a breeze! They were able to get us processed and closed in 25 days. Their customer service was incredible and we will definitely recommend them to everyone!
5 star customer review
Working with Atlantic Bay has been an absolute breeze. The majority of this process happened while I was overseas and Landon Kail made sure to make time to talk with me. With an 8 hour time difference and not being able to talk using "normal"...
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5 star customer review
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.