Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Landon was a great partner in the loan process with us. He was always a phone call away and helped clearly explain the process and all documents needed.
Craig was amazing! You guys were quick with answers and guidance. Very patient for first time home buyers.
Landon at Atlantic Bay was a great partner through the loan process. He was always a phone call away and really went above and beyond our expectations to make us feel at ease during every step of the process. Couldn’t have asked for any better...
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I’ve dealt with many mortgage companies in my past. Some of the top 5 (so they say), and Mr Landon K. Leaves them all in the dust! He’s prompt, knowledgeable, and customer service friendly!
Landon was FANTASTIC to work with. Always helpful with any questions and very responsive.
You explained everything in a way that I could understand. You also worked extremely hard to get me additional help. No other lender was willing to work with me and I truly appreciate it!
Landon Kail and His team worked extremely hard for me and I cannot express my appreciation enough! I am a first time home buyer and have been shot down by so many different lenders due to being a single income parent and Landon went the extra...
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Great job. Thank you.
Landon was informative, prompt, and helpful!
Landon was professional and went above and beyond to help me buy my home. He helped put my mind at ease several times throughout the process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.