Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Reviews from Web
Great customer service, very informative and easy to reach.
Thanks for being a "Get Things Done" team. In spite of various hurdles and inconveniences, you made it happen on schedule. We felt appreciated and respected throughout the process.
Thanks for being a "Get Things Done" team. In spite of various hurdles and inconveniences, you made it happen on schedule. We felt appreciated and respected throughout the process.
Thanks for being a "Get Things Done" team. In spite of various hurdles and inconveniences, you made it happen on schedule. We felt appreciated and respected throughout the process.
Landon was very helpful and quick to answer any questions that we had.
Landon was absolutely wonderful! He was patient with my numerous questions and really helped me understand the mortgage process. I would recommend him to anyone, especially first-time buyers! His calm personality and evident knowledge of how...
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Landon and the entire Atlantic Bay crew are very knowledgeable about what they do. They are also very quick to respond and always have a happy and pleasant demeanor.
Landon really cares about his clients and knows how to do his job quite well.
The team at Atlantic Bay worked hard to get us the best possible rate that we could!
Landon was great. He was professional and responsive to questions we had. He was always available and more than willing to help. He went far above and beyond to help us close
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.