Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM(Open now)
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Thanks for helping us
Working with Landon was great. One of the smoothest mortgage transactions I've done.
Thank you for being so available and responsive through our home buying process! Getting us to closing within 16 days with no hiccups speaks for itself. Couldn’t have asked for a better lender during our first time buying a house!
I would like to thank everyone who had a part in helping get my house closed! Thank you all so much. I give you all a ten!
Everything went really smoothly!
Landon was great. He really took the time to explain each step of the process to me, as I am a first-time homebuyer and had a lot of questions. He was always available to answer my questions or concerns and really helped make the process not...
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Everything was wonderful. I felt very taken care of and heard. The closing was super easy as well. I can't say enough bout Landon and his team.
Landon and his team worked quickly and efficiently with constant communication and no hesitation to answer all of my questions!
Landon and his team were a fantastic experience. Landon demonstrated exceptional transparency and effective communication skills. Furthermore, he skillfully simplifies the mortgage and home-buying process, ensuring that clients clearly understand...
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The Atlantic Bay team was a pleasure to work with and I'm and glad I chose to do business with you all. The patience, knowledge and efforts of providing the best for the customer is unmatched. Thank you!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.