Landon Kail
VP of Lending | NMLS# 1549676
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Landon was very helpful and very knowledgable. The entire process was stress free.
Very informative, walked me through the entire process very easily.
As a realtor, I have a lot of lenders to choose from when it comes to buying a home. I have closed a few loans with Atlantic Bay now and always have a superb experience. Landon goes above and beyond for both myself and clients. Thank you!
He was very patient with me, explained things in detail and always answered my questions in a way I would understand them
Landon was helpful and provided multiple options and advice throughout the process
Landon is the absolute best! He will work his hardest to get his clients the best rate and work in their best interest. If you want prompt service and a great experience with getting a mortgage he is the one to reach out to. He even answered...
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Great experience
Very knowledgeable and patient. Easily broke down the finance decisions into manageable pieces of information and walked mr through the process. He wass able to help find an affordable rate to make the purchase happen. Responded quickly to...
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Landon was great to work with. He was knowledgeable, prompt, and made the whole process smooth.
Landon was there for me at every turn with a VA loan I had previously told was impossible to do. He made sure I was aware of each step and why things were being done the way they were. I can say of the many homes o have had in the past, I have...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 1549676
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.