Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
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She was so good
Reply from Kristy Grams
May 10th, 2024 06:47 PM
Thank you, Khai, for your kind words and the excellent rating. I'm delighted to hear that you had a positive experience with me at Presidential Bank Mortgage. Your satisfaction is my top priority, and I'm glad to know that I could live up to...
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Kristy was always so welcoming and friendly when we had questions or concerns. She made time to call us to alleviate any concerns and gave thorough explanations of all our options. We enjoyed working with her!
Reply from Kristy Grams
May 6th, 2024 05:44 PM
I'm truly grateful for your kind words, Catherina. It was a pleasure working with you and assisting you with your needs. Ensuring that you have a clear understanding of your options and feel comfortable with the process is always my priority....
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Kristy and her team was very friendly and helpful! Made my experience great and not stressful!
Reply from Kristy Grams
May 1st, 2024 03:21 PM
Thank you so much for your kind words, Mark. I'm thrilled to hear that you had a great experience with us at Presidential Bank Mortgage. My team and I always strive to provide top-notch service and alleviate any stress during the mortgage process....
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I don’t know how to explain but she’s really great
Reply from Kristy Grams
April 30th, 2024 11:32 PM
Thank you so much for your kind words, Vasezi! I'm thrilled to hear that you had a great experience with Presidential Bank Mortgage. It's always my goal to provide exceptional service and I'm glad I was able to do that for you. Your review...
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She’s just great
Reply from Kristy Grams
April 30th, 2024 07:23 PM
Thank you, Rei for your generous rating and kind words. I'm delighted to know that you're satisfied with the service you received from me at Presidential Bank Mortgage. Your feedback motivates me to continue delivering top-notch customer service....
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Kristy was very nice and helpful to me. Was quick at responding and helping me with any questions I’ve had
I couldn’t have asked for anyone better to help me through this process!
Reply from Kristy Grams
April 22nd, 2024 06:40 PM
I'm incredibly grateful for your kind words, Ashley! I'm delighted to hear that you felt supported during our interactions. It was a pleasure assisting you with your questions and guiding you through the process. I strive to provide quick and...
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Kristy is the best loan officer I ever work with.
Reply from Kristy Grams
April 22nd, 2024 06:41 PM
I'm truly humbled by your kind words, Cyrus. It was a pleasure working with you and assisting you with your mortgage needs at Presidential Bank Mortgage. Your satisfaction is my top priority, so it makes me happy to hear that you had a 5-star...
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It’s everything 😃
Reply from Kristy Grams
April 16th, 2024 12:07 PM
I'm truly thrilled to hear that you're happy with your experience at Presidential Bank Mortgage, Bincymol! Your satisfaction is my top priority, and your kind review just made my day. I'm glad that I was able to provide you with a five-star...
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Kristy was very responsive and helpful throughout the entire process!
Reply from Kristy Grams
April 15th, 2024 08:49 PM
Thank you so much for your 5-star review, James! I'm thrilled to hear that you found my service responsive and helpful. Your feedback is greatly appreciated and it was a pleasure to assist you throughout the process. I look forward to working...
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Great service
Reply from Kristy Grams
April 15th, 2024 01:36 PM
I'm thrilled to hear that you were satisfied with the service, Daniel. It's always my goal to provide top-notch service to every customer at Presidential Bank Mortgage. I really appreciate your 5-star rating and kind words. If you ever need...
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About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
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Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
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Hobbies
- Traveling
- Reading
- Camping
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.