Top 5%
Kristy Grams
Senior Loan Officer | NMLS 302452
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all ... Show More
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I am very happy, firstly because I was able to close the house and also because the team that helped me was very attentive and provided me with very good service and I can also say that I can recommend them to people who want to close their...
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Reply from Kristy Grams
June 3rd, 2024 06:28 PM
Hi Eziquiel, I am incredibly grateful for your kind words and stellar rating! It brings me immense joy to hear that our team was able to assist you effectively in achieving your goal of closing on your house. Your satisfaction is our utmost...
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Kristy Grams goes above and beyond for every client and this was a stressful deal and she got it done. She is the vest lender that I have ever worked with!!
Reply from Kristy Grams
June 3rd, 2024 03:25 PM
Lisa, I'm incredibly grateful for your kind words and the full 5-star rating. It means a lot to hear that my efforts to go above and beyond are making a positive impact on clients. I'm glad I could assist and alleviate some of the stress involved...
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They were on top of everything and helped when I asked questions even if they were dumb ones. They made the stressful event of buying a house very pleasant
Reply from Kristy Grams
May 31st, 2024 01:22 PM
I appreciate your kind words and the 5-star rating, Cody. It was my pleasure to help clarify your concerns during this process. Making your home buying experience enjoyable is what I strive for, I'm glad to hear it was less stressful for you....
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Kristy has made my experience in buying a home comfortable. She was always willing to help and give the best advise. I will definitely recommend her to anyone looking to buy a new home. Thank you Kristy for your professionalism and support...
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Reply from Kristy Grams
May 26th, 2024 01:45 PM
Thank you so much, Sekhola, for your kind words and stellar review. It was a pleasure assisting you in your home buying journey. Knowing that you felt comfortable and supported is the best feedback I can receive. I'm extremely grateful for...
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Kristy was very responsive to our clients needs
Reply from Kristy Grams
May 26th, 2024 01:44 PM
I'm genuinely thankful for your kind words, Mada! Ensuring client needs are met promptly and effectively is indeed a priority for us at Presidential Bank Mortgage. Your positive feedback serves as a great encouragement to maintain our dedication...
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Kristy and the team did an excellent job with our homebuying process. Being a first time homebuyer, she and her team helped us throughout the whole processes, reassuring us and keeping a positive and caring attitude! I would absolutely recommend...
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Reply from Kristy Grams
May 17th, 2024 08:37 PM
Hi Daniel, Thank you so much for your kind words and the 5-star rating! I'm thrilled to know that you had a positive homebuying experience with us at Presidential Bank Mortgage. It was indeed a pleasure assisting you throughout the process...
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Whenever we had a question whether email or text she responded in a timely manner and with the best advice and guidance possible as we are first time homebuyers. We felt at ease with the process knowing it was possible to move forward with...
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Reply from Kristy Grams
May 17th, 2024 06:44 PM
Hi Jaclyn, thank you so much for the positive feedback and the high rating! I'm thrilled to hear that I could assist in making your first home buying experience smooth and stress-free. It's my top priority to ensure you feel supported and informed...
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Good communication throughout the process and very knowledgeable.
Reply from Kristy Grams
May 16th, 2024 04:29 PM
I'm thrilled to hear that you had a positive experience with our mortgage process, Andrew! Your review truly warms my heart. I'm glad I could provide you with the knowledge necessary and maintain good communication throughout. Thank you for...
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Excellent communication, always willing to assist and answer issues.
Reply from Kristy Grams
May 16th, 2024 03:58 PM
I'm thrilled to hear such positive feedback, Paw! It was my pleasure to assist you and ensure your experience with Presidential Bank Mortgage was a positive one. Your satisfaction is my top priority, and I'm happy I could be there to answer...
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She was able answer to my question immediately and is always there when I need her.
Reply from Kristy Grams
May 16th, 2024 03:14 PM
I'm thrilled to hear that you had such a positive experience with me. As part of Presidential Bank Mortgage, it's my goal to always be available to answer your questions and provide the best service possible. Your review and 5-star rating mean...
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About
I have been a Loan Officer for over 20 years and understand how the home buying/refinance process can be and that's why the most important thing to me is you the client! I will guide you through the loan process step-by-step and answer all your questions while educating you on the different mortgage options and programs we have available.
I grew up in Frederick, MD with my parents and two siblings. I currently reside in Washington County, MD with my husband (Stephen) and our 4 children (Cody, Meggan, Zachery, and Jakob).
I believe that communication is key to a smooth home buying/refinance experience. If you're looking for a knowledgeable, honest, and dependable Loan Officer look no further - I'm here!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
DSCR Loans
Specialities
First Time Homebuyer Grants
Conventional
FHA
First Time homebuyers, VA, USDA, FHA ,Conventional Financing, Construction to Perm
FHA, VA, USDA , Conventional, Construction to Perm, Home Equity Lines and Rehab Financing
DSCR, 1099 and Bank Statement Loans
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Positions
- Presidential Bank Mortgage - Senior Loan Officer Nov 7th, 2022 - Current
Memberships
- MBS LIVE TOP 10%
- PTA
- American Legion
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1998
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS 302452
Achievements
- 2023 Presidents Club Gold Award
- 2024 Presidents Gold Club Award
- 2025 Presidents Gold Club Award
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Hobbies
- Traveling
- Reading
- Camping
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Disclaimer
Company NMLS 421593. All loans subject to credit approval.