Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Thank You so much, Kristine, for guiding us through the mortgage loan process. Whenever we had a question, we knew you would be available within minutes, and you answered all of our questions and concerns. We appreciate you! You made this process...
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Reply from Kristine Arbogast
December 10th, 2025 08:05 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
I honestly don’t know if there would be enough superlatives to describe the service we received from Kristine. From our very first telephone call and throughout the entire mortgage loan process she was amazing. Her customer service, guidance,...
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I honestly don’t know if there would be enough superlatives to describe the service we received from Kristine. From our very first telephone call and throughout the entire mortgage loan process she was amazing. Her customer service, guidance,...
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Reply from Kristine Arbogast
December 8th, 2025 02:26 PM
We're grateful for your positive words. We're here to provide support for all your mortgage needs.
Kristine Arbogast has received a review with 5 star rating from Keismyd V
Reply from Owner
January 9th, 2026 11:28 AM
I'm honored to have been a part of your mortgage journey. Thank you for your positive review!
My experience was amazing. Kristine made this so easy for us and told us exactly all the steps that had to be taken.
Reply from Kristine Arbogast
November 21st, 2025 03:17 PM
Your review means a lot to us. We're committed to guiding you through all your mortgage decisions.
Really appreciated how informative and patient the process and communication was. Made it very stress free.
Reply from Kristine Arbogast
November 10th, 2025 02:40 PM
Thank you so much!!! You were wonderful to work with.
Kristine Arbogast has received a review with 5 star rating from Nick K
Reply from Owner
January 9th, 2026 11:28 AM
Your review means the world to me. I'm here to support you every step of the way.
Very personified service. Kristine definitely cares about her clients.
Reply from Kristine Arbogast
November 7th, 2025 02:47 PM
I appreciate your kind words, Nicholas. It's important to me to provide a personalized experience for each client. If there's anything else I can assist you with, please don't hesitate to reach out.
Thank you for the assistance and guidance throughout the process.
Reply from Kristine Arbogast
November 7th, 2025 02:46 PM
I appreciate your kind words, Sarma. It was a pleasure to work with you and I'm glad to hear the guidance was helpful throughout the process. If you have any more questions or need further assistance in the future, please feel free to reach...
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Communication and efficiency
Reply from Kristine Arbogast
November 7th, 2025 02:45 PM
Patricia, I'm happy to hear that you appreciated the communication and efficiency during your experience with me at TowneBank Mortgage. It’s important to me that the process is smooth and clear for my clients. Thank you so much!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
Disclaimer
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