Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Everything ! I thought the whole buying home process was going to be stressful and long and Kristine Arbogast helped us every step of the way removing all worries !
Kristine and her team were friendly professional and very easy to work with, I would use them again in a second.
Everything they did made it a great experience....
Kristine is the best person to work with. Highly recommend!
Kristine was professional, personable,and very knowledgable. Response time to questions and concerns were almost immediate. Couldn't of had a better person to go through this process with.
Everything was explained to me. If I had questions they were answered quickly.
It is unbelievable that at 7:30pm the night before closing someone is requesting more information that is the same information already requested twice. Didn’t and still doesn’t make sense. Because of this, the paperwork was approximately an...
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Kristine Arbogast has received a review with 5 star rating from Amye B
Reply from Owner
January 9th, 2026 11:08 AM
Thank you!
Kristine was super helpful, accommodating and knowledgable through the whole experience. I highly recommend going through Towne Bank and Kristine for your home loan. Thank you for all of your help through this process Kristine!!
Kristine Arbogast has received a review with 5 star rating from Catherine D
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Catherine!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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