Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine was extremely helpful. She responded very promptly, even after "normal" business hours. As a first time home buyer, she really put me at ease throughout the process and answered my MANY questions!
Very efficient. Processor Melinda Violette is top notch.
Kristine Arbogast has received a review with 5 star rating from Bob G
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Bob!
The team provided quick feedback and answers to all our questions during the process.
Kristine Arbogast has received a review with 5 star rating from Bertonbj
Reply from Owner
January 9th, 2026 11:08 AM
Thank you so much!
Kristine was very helpful. This was my third time refinancing a house and it was by far the easiest. I never once had to call and ask for feedback on the processing status.
Kristine was wonderful to work with!! She was very available to answer questions, quick to respond, and an excellent resource for first-time home buyers. I really enjoyed working with her and would 10/10 recommend to anyone!
Excellent communication. Timely service and call backs. Easy to work with. Very knowledgeable and professional.
Great service. Would use again.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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