Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine was very helpful. She was clear at communicating and made the process very simple.
So glad we decided to work with Kristine and her team at Towne First Mortgage! Kristine went above and beyond and we had such a wonderful experience throughout the entire process. Highly recommend!
Reply from Owner
January 9th, 2026 10:33 AM
I'm so happy you're pleased. Thank you for trusting me with your loan. ⭐️
Phenomenal experience! Kristine went above and beyond and walked us through the whole process one step at a time. Highly recommend!
Kristine was so helpful throughout the process. She was always prompt in getting back to us with any questions we had. Kristine was patient and professional in every way. She made the experience a good one from start to finish.
My experience from the first time we came into contact was excellent. Her communication skills and customer service were top notch. If I had a question no matter the day or time I received an answer. In addition I was able to receive an amazing...
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It's extremely frustrating to have multiple points of contact, especially when they give me conflicting information. There should be one point of contact for a client.
Kristine Arbogast has received a review with 5 star rating from Eric C
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Eric!
Kristine was the BEST!
great communication in a timely fashoin
Kristine provided lots of communication from both her and her team. They responded in a very timely manner to all of our questions. As first time homebuyers, we didn’t know what to expect from the process, but Kristine and her team made the...
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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