Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Kristine and her team made the whole process, from preapproval to closing, go smoothly. Answering any questions and keeping us updated on the process the whole time. They put together the loan package and got us to closing in a very timely...
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Kristine was quick yo answer any questions or explain anything I had questions about.
Kristine Arbogast has received a review with 5 star rating from Courtney S
Reply from Owner
January 9th, 2026 11:08 AM
Thank you, Courtney!
Kristine and her team were wonderful to work with as first time homebuyers. They worked hard to get us what we needed in a very competitive market, and they were very transparent and communicative along the way.
Kristine is amazing. Super knowledgeable and personable. You won’t regret having her on your home buying journey
Reply from Owner
January 9th, 2026 10:32 AM
You're so sweet. Thank you, Karol! Always happy to help.
Kristine is an excellent loan officer. I was always in the loop and felt like I mattered. Would recommend her to anyone!!
Reply from Owner
January 9th, 2026 11:08 AM
Absolutely a pleasure, Jillian. Happy to help. Thank you for trusting me with your loan!
Kristine Christine was professional and helpful in every way and made our mortgage loan experience an easy process.
Very helpful through out the process.
Kristine made it easy!
Thanks
Great Experience.
Kristine Arbogast has received a review with 5 star rating from Hugh K
Reply from Owner
January 9th, 2026 11:08 AM
Thank you!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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