Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Felt comfortable working with Kristine throughout the process.
Kristine kept me in the loop the whole time.
Kristine was fantastic! Bring our first home purchase we had lots of questions and she was always quick to respond with helpful information!
Reply from Owner
January 9th, 2026 11:07 AM
Happy to help! Congratulations!
Kristine was fantastic! Bring our first home purchase we had lots of questions and she was always quick to respond with helpful information!
Smooth, quick process. Efficient communication.
I had to do things 2 and 3 times. I was talked down to. Told to sign documents that were incorrect. Lack of communication between Towne employees. Told I was incorrect when I wasn’t . Not apologized to when I was proven right. Caused me great...
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She was always available and willing to help
Wonderful experience
Kristine and her team
Kristine took the time to keep me informed about all issues, forms, etc. that required attention. She was always there to answer questions. It was a very smooth process from beginning to end. She does good work!
Kristine Arbogast has received a review with 5 star rating from James S
Reply from Owner
January 9th, 2026 11:07 AM
Thank you!
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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