Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Reviews from Web
Just the kindness of Kristine and the other staff. They seem to really care.
Everyone was very informative and responsive … plus Kristine sprung for the food truck at the Readers Branch summer get together … !!!
Kristine kept us updated throughout the entire process and was always very responsive to any questions we had!
Kris kept me informed the whole time and answered my many questions!
We received clear communication in a timely manner for each step of the process.
The entire process was well-communicated and seamless. Kristine is a pleasure to work with.
Reply from Owner
January 9th, 2026 10:32 AM
Thank you so much. I'm happy to help.
The overall process was well-communicated and seamless. Kristine is a pleasure to work with!
Kristine walked beside me through the entire process. She always made herself available, answered any and all questions and provided sound advice.
Communication was timely and ran into not problems
She was very responsive and even called the people we were buying the house from to tell them everything looked good on our loan to help us get our new house.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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