Kristine Arbogast
VP, Mortgage Sales Support Manager | NMLS # 249222
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will si... Show More
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Kristine Arbogast has received a review with 5 star rating from Marcia P
Reply from Owner
January 9th, 2026 11:07 AM
Thank you, Marcia!
Constant communication as to the status of the loan process.
All the staff that we were in contact with were kind, helpful, friendly, and professional.
Thank you!
Always kept informed what stage in the loan process. Everyone we dealt with were very knowledgable, helpful and Curtis us.
easy process and Kristine was great
Even though we did not meet in person until the very end Kristine was always responsive to questions and proactive with requests to me.
Kristine was very helpful and answered all of my questions. She and her team made buying my first house an easy process.
Communication skills is what made it great!
Kristine Arbogast helped us lots and she is a wonderful.
Kristine was so friendly and knowledgeable, she was a pleasure to work with. She made everything easy and I felt very comfortable working with her. She is a great asset to your company.
Kristine and the rest off the staff, are kind, and caring. Always willing to help. Thank all of you at Towne First Mortgage.
Reply from Owner
January 9th, 2026 10:32 AM
Always happy to help, Mike. Thank you for your kind words.
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About
As a seasoned professional in the mortgage lending industry, Kristine has built a reputation of providing outstanding service to her customers. Her clients can count on her for guidance in making the best financial decisions and she will simplify the loan process to ensure a smooth experience from pre-qualification to closing.
Kristine is a consistent top producer for VHDA home loans as well as a TowneBank Mortgage Chairman’s Club member. She specializes in Conventional, FHA, VHDA, VA and renovation mortgages with a team in place that will ensure each and every client has a great experience.
Fostering her love for giving back to the community, she enjoys volunteering with the YMCA, Feed More, and many other charitable organizations.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Positions
- TowneBank Mortgage - Senior Mortgage AdvisorJun 1st, 2007 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS # 249222
- MLO2963VA
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