Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    D
    Darrell H
    Stockton, CA
    Posted on April 5th, 2018 02:47 AM
    Everything about it was perfect. Everyone that we talked to was knowledgeable and very helpful.
  • FTP
    R
    Reggie M
    Stockton, CA
    Posted on April 2nd, 2018 02:34 PM
    Kristina and her team are great with people and really value the home buying and home selling experience. Strongly recommend Stearns and her team to everyone.
  • FTP
    D
    David M
    Stockton, CA
    Posted on March 26th, 2018 08:41 PM
    NA
  • FTP
    J
    Janet R
    Valley Springs, CA
    Posted on March 24th, 2018 06:47 PM
    She’s always meeting deadlines. I never have to call her she is always ahead of milestones and has a great team to make sure all expectations are met. carries herself very well. Always positive vibes with her and team :)
  • FTP
    E
    Ena D
    Stockton, CA
    Posted on March 21st, 2018 06:44 PM
    Loved the service!
  • FTP
    P
    Patricio B
    Manteca, CA
    Posted on March 17th, 2018 07:59 PM
    Great communication. Available anytime and no hesitation in answering any questions we had.
  • FTP
    H
    Hussain M
    Stockton, CA
    Posted on March 16th, 2018 01:13 PM
    I had a great experience with Kristina Hernandez!!! She was very efficient and I got my house in just 2 weeks!!! One of the things I liked about her was she understands really fast and is very inteligent in her work. Another thing I like was...
    read more
  • FTP
    M
    Marco P
    Stockton, CA
    Posted on March 11th, 2018 01:33 AM
    We truly appreciate everything that you did for us. Kristina you and your team went out of the way to make this a very positive experience.
  • FTP
    J
    Jenette H
    Stockton, CA
    Posted on March 6th, 2018 04:32 AM
    Kristina exceeded our expections and was a huge support during this entire home purchasing experience. She’s not just knowledgeable for herself, but shares and focuses on educating in understanding the process and terminologies. Her team is...
    read more
  • FTP
    J
    Joshua F
    Stockton, CA
    Posted on March 4th, 2018 05:42 PM
    Kristina was amazing every step of the way to buying our first home! I highly recommend her to any level of home buyer!
  • 831–840 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.