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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    S
    Sandra P
    Stockton, CA
    Posted on May 12th, 2018 09:31 PM
    We are first time buyers and had appt of questions all the time. Our questions were answered no matter what day or time it was. Overall we were always a step ahead and we were treated awesome. Thank you
  • FTP
    K
    Kimberly M
    Stockton, CA
    Posted on May 11th, 2018 06:21 PM
    This review is re: Kristina Hernandez I needed someone to map out the numbers to see if I was in a position to purchase a home. Kristina did just that, she sat down with me and worked out a couple of scenarios. Most importantly she made it...
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  • FTP
    J
    Joaquin V
    Stockton, CA
    Posted on May 7th, 2018 08:48 PM
    Since my loan application included complicated areas, Kristina and her team were effective throughout the loan process and able to quickly explore alternatives to satisfy the requirements in order to complete close escrow on time. Thank you...
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  • FTP
    D
    Daniel A
    Sacramento, CA
    Posted on May 7th, 2018 04:31 PM
    Kristina and the Stearns team were awesome. They went above and beyond and made me know I was their top priority. I would very highly recommend them and will work with them again in the future.
  • FTP
    J
    Jose G
    Manteca, CA
    Posted on May 7th, 2018 03:15 PM
    Quick feedback quick work 👍🏼
  • FTP
    C
    Cosme G
    Stockton, CA
    Posted on May 4th, 2018 03:26 PM
    We were one of those customers that had a very complicated time trying to get all the papers and requirements that were needed for our loan but despite of the long process it took us to obtain everything, Kristina and the whole Stearns team...
    read more
  • FTP
    M
    Manzoor K
    Stockton, CA
    Posted on April 28th, 2018 04:52 PM
    Kristina made my first home purchase experience an extremely smooth process. Kristina made himself available at any hour of the day, and was always responsive to all my questions and concerns. I trust Kristina implicitly, and will be sure to...
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  • FTP
    E
    Elias M
    Stockton, CA
    Posted on April 28th, 2018 03:15 PM
    You responded all my questions.
  • FTP
    C
    Cozann M
    Acampo, CA
    Posted on April 16th, 2018 03:39 PM
    Frequent email communication. I felt that Kristina found all the loans that were applicable to me and helped me get the most money that was available.
  • FTP
    M
    Mohammad S
    Stockton, CA
    Posted on April 15th, 2018 02:36 PM
    Kristina is terrific. She took care of business and closed our loan very fast. Will recommend her to anyone cause she is great!
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.