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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    J
    Jaime F
    Sacramento, CA
    Posted on March 10th, 2019 10:00 PM
    Every one was very helpful Jaqui and Susi and Kristina where very nice they all made our dream come true we bought our first home thank you
  • FTP
    S
    Sony M
    Stockton, CA
    Posted on February 18th, 2019 12:57 AM
    I had great communication with her. When I had my questions. She answered back to me. Thank you. Sony morn
  • FTP
    N
    Nely E
    Stockton, CA
    Posted on February 10th, 2019 10:40 AM
    Great customer service and fast delivery.
  • FTP
    N
    Nancy M
    Modesto, CA
    Posted on January 30th, 2019 05:43 AM
    The help and information we got to make our dream happen. Great service and very nice staff. Very helpful.
  • FTP
    S
    Santiago M
    Stockton, CA
    Posted on January 26th, 2019 10:05 AM
    Kristina and her staff were there for me every step of the way, and made the home buying process easier than I thought..they were great about answering all my questions and concerns.. very professional
  • FTP
    J
    Josephine G
    Lodi, CA
    Posted on January 26th, 2019 04:56 AM
    The entire experience was done with professionalism. Great customer service as all questions and concerns were answered quickly. I would recommend your company to others. Thank you.
  • FTP
    M
    Mark G
    Stockton, CA
    Posted on January 24th, 2019 06:16 AM
    Working through email saved a lot of time. Worked around my schedule. Made the process very easy. Thanks!!
  • FTP
    J
    Jonalyn S
    Stockton, CA
    Posted on January 7th, 2019 05:42 PM
    Kristina and her team did a really great job of helping me and my family. I can text and ask her questions anytime ! Thank you!
  • FTP
    R
    Rudy M
    Stockton, CA
    Posted on January 3rd, 2019 04:51 PM
    From the start knowing what to expect down the road to buying a home. Knowing what to Prepare yourself for,as the process goes along its way. Thankfully for me it was a very good experience and very happy I chose to work with Kristina Hernandez...
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  • FTP
    R
    Rodrigo L
    Lake Elsinore, CA
    Posted on December 27th, 2018 04:37 PM
    Kristina and her team have been top notch. Their expertise combined with their user-friendly digital app also have been a life safer. The process was seamless, on time, and on budget. Kudos to you and more success to you and Stearns fam!
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.