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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    A
    Alexander P
    Stockton, CA
    Posted on December 18th, 2018 08:53 PM
    It was an easy and painless process! Closed in a timely manner. Great communication with her and her staff!
  • FTP
    J
    Junior T
    Stockton, CA
    Posted on December 10th, 2018 05:39 PM
    Kristina made an impossible situation possible for our family. She transitioned our family with ease and kept us informed every step of the way. Kristina operated on confidence and knowledge and she made us feel safe and supported. We had a...
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  • FTP
    L
    Luis M
    Escalon, CA
    Posted on December 7th, 2018 08:36 PM
    They have a great team if I had a question they helped out .
  • FTP
    G
    Gladys M
    Farmington, CA
    Posted on December 7th, 2018 04:48 AM
    Very professional and always on top of the deadlines. Excellent job!!!
  • FTP
    F
    Fernando L
    Stockton, CA
    Posted on November 29th, 2018 03:35 PM
    Very helpful and always there to listen and help thank you for all your help.
  • FTP
    J
    Jose C
    Stockton, CA
    Posted on November 19th, 2018 02:07 PM
    We were pleased with they way everything was handled for us being first time home buyers.
  • FTP
    L
    Lucas S
    Stockton, CA
    Posted on November 15th, 2018 04:30 PM
    Helpful, positive and will to answer any questions.
  • customer
    M
    Margarita V
    Posted on November 9th, 2018 06:27 AM
    Great team, helpful and nice. They help me to become a dream in thuth. Thanks I am enjoying my new house.
  • FTP
    K
    Kareem W
    Sacramento, CA
    Posted on October 28th, 2018 04:18 AM
    Kristina and her team held my hand through this whole process, information was detailed but simple to understand, took time out of their schedule to remind me of deadlines. The level of service and care that I received was just outstanding!!...
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  • FTP
    V
    Vince L
    Valley Springs, CA
    Posted on October 25th, 2018 01:48 PM
    good knowledge of loans and programs. Was very helpful on loan process. Good connections with Realtors to help find the right home.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.