Kristina Hernandez's Cover Image
Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

ClaimedPro

Branch Manager | NMLS#225677

Company Logo
I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
Company Logo
Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM(Open now)
Fri
8:30 AM to 5 PM
Sat
closed
View All days
Overall Ratings
Filter by Date
Range
Filter by Rating
5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    S
    Stacy P
    Stockton, CA
    Posted on June 2nd, 2019 03:04 PM
    Kristina made it very easy for us to understand all of our contracts and made sure we understood everything. She always answered any question we had through the entire process. We are so happy we found you!
  • FTP
    A
    Angela F
    Stockton, CA
    Posted on May 31st, 2019 02:29 PM
    Making it very fast and working with me ..
  • FTP
    E
    Erick P
    Stockton, CA
    Posted on May 7th, 2019 03:23 PM
    I had a quick and smooth experience with closing on escrow here at Stearns. The ladies are friendly and help you out with any question you have. I would recommend to others. Big shout out to Suzie!
  • FTP
    L
    Lucy D
    Stockton, CA
    Posted on April 24th, 2019 02:08 AM
    Constant communication and explanation of items
  • FTP
    N
    Nancy E
    Merced, CA
    Posted on April 17th, 2019 02:45 AM
    Kristina was very helpful and available every step of this process.
  • FTP
    M
    Maria M
    Stockton, CA
    Posted on March 24th, 2019 01:07 AM
    Amazing people that are so helpful. I’ve never seen a team work so hard together. They got it done ✅ in what should of took 45 days took 10 days. I’m still in 🥰 awwww thanks to everyone.
  • FTP
    G
    Guillermo M
    Stockton, CA
    Posted on March 21st, 2019 03:29 AM
    She explained the process in detail and always gave us various options to meet our needs. Her team is very professional and work quickly and efficiently! No matter what question we had they were always willing to help!
  • FTP
    M
    Masoud S
    Lodi, CA
    Posted on March 17th, 2019 03:19 AM
    Top Notch. Very professional, very easy to talk to, great communication. Answered all my questions, every time. Made the process very easy.
  • FTP
    E
    Elesa H
    Stockton, CA
    Posted on March 13th, 2019 10:26 PM
    My Real Estate Agent Jose Hernandez worked closely with me. JOSE IS THE BEST REAL ESTATE AGENT EVER! KRISTINA got me approved for a home loan IMMEDIATELY and then kept me informed throughout my home buying process. Kristina also has an AWESOME...
    read more
  • FTP
    I
    Itzel S
    Stockton, CA
    Posted on March 12th, 2019 12:11 AM
    quickest responses and communication. worked with me and my time available. answered and responds to every question if it was in he knowledge or directed me to the correct personnel. very informative and accommodating
  • 761–770 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
    What is the Search Rank Score®?
    Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.