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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    C
    Christine R
    Stockton, CA
    Posted on July 30th, 2019 03:21 PM
    I originally financed my home with Kristina, so when I was ready to refi, there is no other person that I would do business with. Stearns and Kristina's team rock..
  • FTP
    D
    Daniel A
    Stockton, CA
    Posted on July 30th, 2019 03:29 AM
    Our house closed so fast ! The team really worked hard and made it happen.
  • FTP
    J
    Joshua Y
    Stockton, CA
    Posted on July 17th, 2019 04:28 AM
    Kristina was always available when needed. She had trust and patience with me as a 1st time home buyer. She was prompt, proactive and professional trough out the process.
  • FTP
    S
    Santos V
    Stockton, CA
    Posted on July 17th, 2019 02:33 AM
    Very quick, and always answered all our questions
  • FTP
    P
    Patricia G
    Stockton, CA
    Posted on July 4th, 2019 11:10 AM
    I highly recommend Kristina she help me on buying my second home. Im really satisfied with her experience on making this possible in such short time. I would definitely work with her again in the future. She made everything so easy. Im really...
    read more
  • FTP
    N
    Nicholas F
    Stockton, CA
    Posted on June 30th, 2019 06:59 AM
    Thank you for making my refinance quick and stress-free!
  • FTP
    S
    Sarah H
    Stockton, CA
    Posted on June 26th, 2019 07:12 PM
    We appreciated the smooth transition and the staffs hard which made buying a home less stressful
  • FTP
    J
    Javier S
    Stockton, CA
    Posted on June 16th, 2019 03:11 AM
    Muybien súper recomendado
  • customer
    R
    Ryan T
    Posted on June 14th, 2019 05:33 PM
    I love the attention to detail, the open communication, availability, kindness, patience and education Kristina and her whole team provided throughout the whole process, not to mention all the options she has for new home buyers. It was a pleasant...
    read more
  • Zillow
    B
    Bullandbear7
    Stockton, CA
    Posted on June 14th, 2019 12:00 AM
    I love the attention to detail, the open communication, availability, kindness, patience and education Kristina and her whole team provided throughout the whole process, not to mention all the options she has for new home buyers. It was a pleasant...
    read more
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.