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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    J
    Juan G
    Stockton, CA
    Posted on April 8th, 2020 01:07 AM
    Kristina made herself available around the clock and kept consistent communication. She was very optimistic and supportive throughout the whole process. She worked very hard in making sure we were matched with the best product. She also made...
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  • FTP
    M
    Maria R
    Stockton, CA
    Posted on March 17th, 2020 03:09 PM
    The entire staff is very helpful and clearly answered all my questions. I would recommend to friends and family.
  • FTP
    M
    Mark M
    Lodi, CA
    Posted on March 17th, 2020 02:21 PM
    Kristina was very informed and very professional. Both me and my wife are very pleased with Kristinas handling of our home loan.
  • FTP
    B
    Brent W
    Stockton, CA
    Posted on March 15th, 2020 12:16 PM
    Kristina and her team were incredibly friendly and knowledgeable. Every question answered quickly, every fear allayed. Absolutely would do business with her again!
  • FTP
    G
    George J
    Stockton, CA
    Posted on March 15th, 2020 01:05 AM
    Kristina and her team are very knowledgeable, professional and hard working. Kristina took the time to explain the loan process and answer all of my questions. I am a repeat customer and would highly recommend Kristina to anyone in need of...
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  • FTP
    M
    Michael L
    Stockton, CA
    Posted on March 12th, 2020 02:10 PM
    Kristina made us feel like we were her top priority! Thank you so much for the pleasant experience!
  • FTP
    H
    Heriberto C
    Stockton, CA
    Posted on March 8th, 2020 10:21 PM
    Kristina it’s the best. I have use her service 5 time and I will keep using her in the near future. I’m so happy with all of the staff. They are the best!
  • FTP
    T
    Thomas L
    Stockton, CA
    Posted on February 28th, 2020 04:42 AM
    I was greatly impressed how Kristina explained step-by-step the transaction process. Every question asked was clearly answered to the level of new homebuyers like me. Kristina just made the transaction easier and smoother. Very accommodating...
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  • FTP
    M
    Marceda S
    Stockton, CA
    Posted on February 26th, 2020 03:38 AM
    I love to ask questions about everything. It helps me to understand what I am going through and what is taking place. KRISTINA answer every question I had to where I understood what was going on. This took place through my whole process of...
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  • FTP
    M
    Mariela V
    Los Banos, CA
    Posted on February 18th, 2020 06:18 PM
    I really appreciate all the hard work Kristina and her team did during our purchase. She made me feel comfortable with the loan process, always in communication with me. I would definitely work with her again.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.