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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    F
    Frank D
    Stockton, CA
    Posted on February 18th, 2020 02:04 PM
    They are really good would refer anyone to them thank y'all for your help and everything you guys done for me
  • FTP
    J
    Jeffrey S
    Stockton, CA
    Posted on February 9th, 2020 05:13 AM
  • FTP
    A
    Agustin Y
    Modesto, CA
    Posted on January 18th, 2020 05:32 AM
    Our over all experience was amazing to say the very least! When I first walked in I had no idea what or how to even go about buying a home, & that is where our journey first began with Kristina. She was more than very well knowledgeable, every...
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  • FTP
    B
    Betty J
    Stockton, CA
    Posted on January 3rd, 2020 05:23 PM
    Kristina and everyone there was very helpful through the process
  • FTP
    L
    Lauren R
    Brentwood, CA
    Posted on December 20th, 2019 03:32 PM
    Kristina and her team were always on top of the whole process from the beginning to the end. Always kept me in the loop with what i needed to know. Thank you for your assistance. I am very satisfied
  • Zillow
    N
    Nabilelayyan
    Stockton, CA
    Posted on December 19th, 2019 12:00 AM
    Kristina did my home loan purchase she was working always in my loan even after hours, doing many electronic signatures, she always in the top of the under writer request, fish the loan in good terms.
  • FTP
    N
    Nabil E
    Stockton, CA
    Posted on December 17th, 2019 07:37 PM
    Great service good communication
  • FTP
    M
    Marissa R
    Stockton, CA
    Posted on December 17th, 2019 05:05 PM
    Kristina is so professional. She have the knowledge of her job. She answered all our questions professionally and explained it clearly. We can reach her anytime we need her help. We are glad she handled us. We will recommend her in our friends...
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  • FTP
    A
    Alexandra D
    Salida, CA
    Posted on December 7th, 2019 05:52 AM
    Thank you for all of your hard work and helping us make owning our home possible!
  • FTP
    T
    Tevin-Deijon W
    Stockton, CA
    Posted on December 7th, 2019 12:53 AM
    Buying a home causes a lot of stress and anxiety as is, but with Kristina she is very transparent and knows how to communicate and dissect any complications you may have possible. I’m glad we chose Stearns and Kristina was appointed. I hear...
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  • 701–710 of 887
    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.