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Kristina Hernandez - Branch Manager | NMLS#225677 in Folsom, CA

Kristina Hernandez

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Branch Manager | NMLS#225677

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I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk w... Show More
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Location & Business Hours
Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Overall Ratings
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5 Star
97%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
0%
Reviews from Web
  • FTP
    C
    Crystal S
    Merced, CA
    Posted on May 9th, 2020 10:18 PM
    Made my first home buying experience very pleasant.
  • FTP
    S
    Sarah B
    Waterford, CA
    Posted on May 8th, 2020 05:08 PM
    She got it done! help with any questions we had. And helped us understand everything about being a first time home owner
  • FTP
    J
    Jimmie C
    Stockton, CA
    Posted on May 5th, 2020 02:29 PM
    Kristina
  • FTP
    A
    Alfredo M
    Modesto, CA
    Posted on May 1st, 2020 10:56 PM
    Muy agradecidos con todo su apoyo y ayuda,muy amables muchas gracias . Excelente en todo.
  • FTP
    M
    Miguel G
    Stockton, CA
    Posted on April 30th, 2020 12:37 AM
    Cristina Hernandez and her team are amazing they guide you step by step answer all the questions and they are very eficiente they look what is best for you We are happy to let any one that is looking to get a house to talk to her she is very...
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  • FTP
    S
    Sergio T
    Stockton, CA
    Posted on April 22nd, 2020 03:04 PM
    Very knowledgeable I'm easy to work with thank you Kristina
  • FTP
    R
    Rocio C
    Tracy, CA
    Posted on April 21st, 2020 10:34 PM
    Kristina was patient and gracious towards us with all of our first-time homebuyer needs and questions.
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    S
    Sydney W
    Antioch, CA
    Posted on April 21st, 2020 10:00 PM
    The efficiency and quick responses were very helpful. I love the fact that all my questions were answered. Everything was very quick and thorough. Thank you for everything, I wouldn’t have been able to do it without you guys ! I am very pleased...
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    J
    Jose C
    Tracy, CA
    Posted on April 18th, 2020 02:06 PM
    We are first time home buyers, so that means we had a lot of questions. In a perfect world, we would have been Kristina’s only clients which she would have retired and fulfilled her purpose in life after helping us close, one can sure dream....
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  • FTP
    A
    Alexander L
    Stockton, CA
    Posted on April 13th, 2020 01:57 AM
    Kristina was great all the way in the process and very professional in every level . I am so thankful to her and all her attention in the home purchase.
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    About
    I’ve been in the lending industry for over 22 years and specialize in first time home buyer programs as a CalHfa preferred lender. My team and I strive for excellent customer service to our referral partners and clients while we will walk with you every step of the way. Throughout your home loan journey we will communicate with all parties so that everyone knows where we are in the process and so there is never a question as to where you are and what the next step is. I offer FHA, Conventional, VA, USDA, CalHfa FHA/Conventional programs, and GSFA programs. Please reach out to me for a free pre-qualification consultation. I look forward to being your lender for life!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    Fixed Rate Mortgages
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS#225677
    Disclaimer
    Homeowners Financial Group USA, LLC | NMLS#93718 | Equal Housing Lender | This is not a commitment to engage in a loan transaction. All loan products and loan amounts may not be available in your area and are subject to credit and property approval pursuant to agency and investor guidelines. Information, rates and programs are subject to change without prior notice. Other restrictions and limitations may apply. Website. Licensing. NMLS Consumer Access. Toll Free (877) 305-5571.